Snapper Village Community

SNAPPER VILLAGE
SEAL COATING PROJECT
SCHEDULE UPDATE

First Service Residential sent a massive text message to residents today but I’m thinking in some neighbors that don’t have a cell phone or that don’t check text messages or emails 📲.

If you know a neighbor that don’t check text messages often or than don’t know where the attachment goes after downloading it, please reach out! ❤️ I’ll do the same.

“Due to recent weather condition, changes have been made to the sealcoating and striping project schedule. Please refer to the e-mail sent with the updated schedule. Thank you for your patience and understanding”.

Please see updated dates in the comments. 👇🏼

It took approximately 5 years of investigations before any arrest took place but homeowners complains and rumors started years before Miami Dade’s State Attorney office began looking into the Hammocks Community Association in 2017.

The news 🗞️ 📰 broke this past April 30th -same day Gallego pleaded guilty and was sentenced- but I wanted to point out how long it took to get there:

• First major arrests: In November 2022, five suspects were arrested, including former HOA president and alleged ringleader Marglli Gallego, her husband Jose Gonzalez, and others. This marked the public breakthrough after the multi-year probe.

• Subsequent arrests: More followed (up to at least 8 total by late 2024), including relatives, vendors, and the accountant/controller. Pleas and sentencings in 2026.

The fraud itself reportedly spanned several years (e.g., consulting/vendor payments from ~2018–2022, with broader activity possibly earlier). The investigation was described as “years-long” and complex due to the scale, family involvement, and financial trails.

Called “One of the largest HOA fraud cases in the U.S”, from the very few that have been investigated in the past 30+ years.

Fortunately, the Hammocks HOA scandal inspired Florida lawmakers to introduce and pass reforms aimed at increasing transparency, criminalizing certain abuses by board members and/or property managers, and giving homeowners more tools to combat fraud, kickbacks, mismanagement and lack of oversight.

For educational purposes, would you like to learn about the recent Florida House Bills and reforms designed to increase transparency and accountability for HOA board members and property managers alike? I’d be happy to share the details — please contact me!

Marglli Gallego was supposed to be a savior for The Hammocks, South Florida’s largest homeowners association. Instead, as President she led an $11 million scheme that brought the West Kendall community to its knees.

For nearly a decade, Gallego and her associates hired bogus vendors and used the funds to enrich themselves – spending the funds on travel, wire transfers to Colombia, and other personal expenses. Any homeowners who tried to speak out were bullied and threatened with unjust fines.

Gallego and her husband Jose Antonio Gonzalez maintained their innocence for nearly four years. Now, they’re pleading guilty and facing the music.

Get the full story of the scandal rocking South Florida’s largest HOA via the link in the comments.

Appreciation. Trust. Gratitude. Joy.
No matter how challenging the journey, this moment always makes it worth it.

Honored to have represented Gissette & Carlos in Snapper Village.💛

Thrilled to have helped my wonderful neighbors close on her townhouse sale! Good bye condo-life! So happy for this next chapter!

Ana Farje | Keller Williams Realty.

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👁️👁️👉🏼 THIS is true for buildings 3-stories and up 🏢🏣: To satisfy & requirements, your budget must have 15% reserves.

That is $150,000 from one million annual budget.

No reserves = No 🚫 🆘

If you have questions or if need help selling your condo, please contact me:

Ana Farje,
Snapper Village Specialist
Condominium Specialist
22+ full-time-years-of-experience
Keller Williams Realty
☎️📞📲 (305) 793-1994
💻 [email protected]
🌎 https://anafarje.kw.com/

🚨🚨🚨 ATTENTION FLORIDA CONDO OWNERS 👉🏼This is happening now! 🚨🚨🚨 Due to new legislation approved in the last 3 years, are not only reviewing the home financing but the entire “condo project” and if the condo property manager doesn’t act like a true advocate and doesn’t provide records in an organized way, even the perfect-and-ready-to-close buyer won’t be able to close if the condo is denied or consider INELIGIBLE 🚫 for conventional condo financing under Fannie Mae Guidelines.

For those that don’t know and wonder, a loan is a kind of loan that follow the standards set by Fannie Mae (and also Freddie Mac).

Most condos in South Florida don’t have reserves, therefore are inelegible for FHA loans since 2008.

A condo inelegible for FHA and “Conventional Financing” can only be sold and with non-q/non-conforming loans with a higher interest rate, if you qualify.

Obviously the pool of buyers will be reduced ❗️❗️❗️ and you know what happens when is higher than . 🤦🏻‍♀️

Therefore, you must buy in a condominium with long term capital planning and structural funding consistently -I’d say for the past 18 years or more so you don’t get 8, 10, 15 or 20 year special assessments like some other condos had to approve and you can keep selling these units with CONV Financing.

🏡 “Snapper Village” 🏡 👉🏼HAS an established culture of proactive maintenance but it’s not exempt from this kind of issue. Sometimes, Fannie Mae gets old inspection reports and it seems that having the property manager sending ALL 40 and 50-year certifications + compliance letters to Fannie Mae isn’t enough. 🥵

🌀 What to do to get CONVENTIONAL Financing back?

🌀 How to protect your condo from getting into this black list?

🌀 What do I have to do to sell my condo?

🌀 How you were able to get a CLEAR TO CLOSE in the middle of this predicament?

To get and to obtain more detailed info, please contact me for more details 📲 (305) 793-1994.

Condo Craze and HOAs 7 likes, 2 comments. "Building's Finances Could Ruin Perfect Buyer's Loan "