Carlos Ruga Real Estate Services

Open 24/7!

This week we taped our first tv commercial for one of the business areas I’m focusing in connection to my business: financial services in connection to real estate.

I want you to be covered not only on all your commercial real estate needs but also on any financial service linked to property (financing, refinancing and reverse mortgage, etc). All services under one roof!

We worked with Cuban singer/personality as talent for the campaign. Her delivery and professionalism was impecable. Thanks also to from www.piustrategy.com for translating and executing my vision. You are an exceptional strategist and marketer!

Stay tuned! More info to follow soon!!

And... if you want to know more about don’t heritage to call!

Yes we are open!
Needs have changed… Some of you are evaluating refinancing. Younger families are moving from an apartment to a house. Others are contemplating reverse mortgage for their homeowner parents.
Call or email me as I am here to help you with your unique financial needs. I'm available 24/7.
(305) 903-78-42 | [email protected]

Educating yourself on this product can make a huge difference for your parents and for you.

To qualify you must be over 62 years and live in the home.
- You never pay a monthly mortgage payment.
- You are protected, no matter what happens in the housing market.
- You may choose how to receive and use your money.
- Social security and Medicare benefits are never affected.
- You are more protected with a reverse mortgage vs. an equity line of credit.

If this is you or someone you know, let's talk and see if this is the best option to get money in your pocket. Send me a DM for more information.

Retirees: Looking for a Tax-Free Source of Income?
Generating retirement income has rarely been as challenging as it is right now.

Despite the popularity of 401(k)s and IRAs, it can be risky to save almost exclusively in tax-deferred retirement accounts. The strategy of putting off paying taxes as long as possible can result in a significant tax burden for retirees, or for the beneficiaries who inherit those accounts.

This is no time to be stuck in “conventional wisdom” paradigms.

The intelligent use of a reverse mortgage, particularly a federally insured home equity conversion mortgage (HECM) line of credit, could extend an individual’s or couple’s retirement resources in a way that more traditional strategies cannot.

I can help you evaluate if this option is for you on a simple phone consultation.

I miss my tenants; the daily interaction; talking to clients and helping them solve their needs. But we all have to wait.

Be safe. Be at home.
Enjoy time with family.
Plan your next move.
Appreciate your health.
Extraño mis inquilinos; la interacción diaria en la oficina; hablar con clientes y ayudarlos a resolver sus necesidades. Pero tenemos que esperar.

Mantente a salvo. Mantente en casa.
Disfruta el tiempo con la familia.
Planea su próxima movida.
Aprecia tu salud.

¿Explorando re-financiar su hipoteca?

No espere a tener una emergencia! En tiempos difíciles siempre es importante contar con dinero en efectivo.

Este es el momento de refinanciar: reciba dinero por el capital de su casa. Baje su tasa de interés y sus pagos mensuales.

Llámeme para una consulta GRATIS. Envíeme sus preguntas por aquí. Estamos para servirle!

Gracias a nuestra alianza con Ready Mortgage Lenders ahora ofrecemos servicios relacionados a hipotecas. Disfrute de todos los servicios relacionados a sus necesidades de en un solo lugar.

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Exploring Re-Financing your home?

Don’t wait to have an emergency! It's always important to have cash in hand in times like this.

This is the moment to re-finance: get money from your property equity. Lower your interest rate and monthly payments.

Call me for a FREE consultation. Write your questions below, I'll be happy to answer.

Through our affiliate company Ready Mortgage Lenders now we can provide mortgage related services. Enjoy all the services in connection to your needs under one roof! @ Miami, Florida

End of our amazing Holiday Italy Road trip in Rome. Truly Blessed!

https://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/articles/how-to-invest-in-real-estate-using-an-fha-loan

With FHA loans you can buy a property with a down payment as low as 3.5%. Another plus: you can qualify with a credit score of 580 or higher! Also the program offer a great opportunity for you to become an investor in an income producing property. Check this very interesting article for more information.

Interested in exploring? Schedule a free consultation --> DM or [email protected]

How to Invest in Real Estate Using an FHA Loan If you follow the rules, the small down payment can be the start of your rental property empire.

Thank you everyone for coming to our first Sunset Oaks Networking Happy Hour event!

It was a great opportunity to connect and know more about each of our businesses. We have a great professional community in our building and surrounding area, we should collaborate more!

Don't forget to stop by today. Main lobby of our complex building (9240 Sunset Dr), 5:30-7:30 PM.

Networking happy hour.

Meet, greet and connect with other business owners in out complex and neighborhood.

Have a drink in a comfortable, relaxed setting and exchange business cards.

See you there!

Very proud to be able to find the right working space for Florida Senator Rick Scott and Staff in Coral Gables, Florida!

Thank you Andres Del Corral and Juan Ruiz (Blanca Commercial Real Estate) for working with me on this project.