Making Miami Home

Understanding Preliminary Reports | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral Gables, Design... After months of searching, you’ve finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been r...

Statements of Information | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral Gables, Design District and... What’s in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, “Quite a bit.” Statements of Information provide title companies with the information they need to distinguish the buyers ...

Build a Plan of Action and Get Ready | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral Gables, Design... Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipa...

Where Does the Money Come From for Mortgage Loans? | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral... In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds. It...

Lead Poisoning | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral Gables, Design District and the Surrounding Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. In adults, lead poisoning...

Plan of Action | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral Gables, Design District and the Surrounding Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle. Prepare your home for the buyer - Maximize the s...

Is Buying a Home Still a Smart Plan | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral Gables, Design... With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it’s important to consider all of the facts. The important message to take ...

The Biweekly Mortgage - Who Needs It? | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral Gables, Design... Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u...

Title Insurance When Refinancing Your Loan | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral Gables,... Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, i...

Underground Heating Oil Tanks | Cindy Binder | 305-302-4768 | Cindy with Keller Williams is Your Premier Real Estate Professional for Handling Bal Harbour, Bay Harbour Islands, Belle Meade, Brickell, Coconut Grove, Coral Gables, Design District... Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of surrounding soil and ground water. Leaks are generally caused by the rust in...

For Sale By Owner - A Good Idea? FSBO (pronounced fizz-bo), or For Sale By Owner, is a way of selling your home without the use of a professional real estate agent or broker. The idea behind FSBO is that by selling your home yourself, you save the approximate 6% that would be the agents&...

Hot, Normal, and Cold Markets Hot Market This is an extremely competitive market and is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typically, during a hot market, multiple offers will be made on each home and mor...