Tim Nelson Farmers Insurance Agency

Deductibles. Dwelling coverage. Replacement value. It’s like learning a new language. If you’re buying a new home and have questions about home insurance, I can help.

If a new kitchen, bathroom makeover or another renovation is in your near future (think 2024), don’t forget to put “check my policy” on your to-do list along with “pick tile” and “shop appliances.” Remodeling projects can bump up your home’s value — and could shift your coverage needs. Call me to find out how your plans could affect your coverage needs.

High-ticket purchases are exciting. Keeping track of your receipts and taking photos of your new things is not — but it’s important, in case you ever needed to file a claim.

Happy New Years!

Ring in the New Year with Farmers.

Zoom! The year sure went by fast. Did it bring a new baby? A new car? Even a new TV? Make sure your policy still meets your needs going into 2024. Give me a call and we can run a quick review.

Happy Holidays from Farmers Insurance

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage review and make sure you’re getting all of your discounts. I can help.

Fireplace safety 101: Keep those glass doors open to help prevent fire-causing creosote buildup. But keep mesh curtains closed to keep embers from shooting out.

Flat tires don’t wait for the new year. Having an emergency kit in your trunk could help you stay safe if you broke down on the road or had to make an unplanned stop. Just be sure to pull off the pavement as far as you can to wait for assistance to arrive.

When the snow piles up, remember that just four feet of the fluffy stuff could stress the average roof. Clearing it off with a roof rake can help you protect your home.

The increase in life insurance ownership is a small but important step towards greater financial security for families in the U.S. Now may be the time to explore life insurance options to help you financially protect your loved ones.