Jeff Hovey - UHM

FAQ Friday: Should I choose a fixed rate or adjustable-rate mortgage (ARM)? Choosing the right mortgage isn’t just about today’s interest rate – it’s about your plans and comfort level. Fixed-rate loans offer predictable payments and long-term stability, while ARMs often start with lower rates that can be beneficial for buyers who plan to move or refinance before ad...

Good news for homebuyers! 🏠 The government has reopened, and loan programs are up and running again — let’s get your home financing moving forward!

Dreaming of your first home? Let’s make it happen!

I’m here to guide you every step of the way — from pre-approval to closing day.

Your journey starts here!

Haunted by rent? It’s time to own your home sweet (not haunted) home!

Thinking about buying a home but not sure whether to get prequalified or preapproved? 🏠

Here’s the short version: prequalification is a quick estimate — preapproval is the real deal.
Let’s make sure you’re ready to make strong offers when you find the one!

📲 Send me a message today to get started on your preapproval and shop with confidence!

Government shutdown news can sound intimidating — but don’t worry, we’ve got you covered.
Our team is here to help you understand how it might (or might not) impact your mortgage process and keep your home goals on track

Our Bank Statement Loans allow homebuyers to get approved for up to a $3,000,000 mortgage based on their past 12-24 months of bank statements rather than their tax returns. Contact me to learn more!