Sherika Ralliford

𝗪𝗵𝗮𝘁 𝘄𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗱𝗼 𝗶𝗻 𝘁𝗵𝗶𝘀 𝘀𝗶𝘁𝘂𝗮𝘁𝗶𝗼𝗻?

A colleague of mine had an interesting chat earlier this year with someone who owned a large amount of Intel stock—about $4 million worth. This person was confident. They were holding out for Intel to hit $50 a share, and when it did, they planned to sell and reduce the risk in their portfolio.

But my colleague suggested something a little different—a strategy that would allow them to hold onto Intel's upside potential while protecting $3.4 million if things didn’t go as planned in the market.

They decided to pass on the idea. Fast forward a few months, and by July, their portfolio had already dropped 21%. By August, that $4 million had shrunk to less than $1.8 million—a 56% decline.

One simple strategy could have limited the loss to just 15%.

𝗦𝗼, 𝘄𝗵𝗮𝘁 𝘄𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗱𝗼𝗻𝗲? Would you have waited it out or explored ways to protect your portfolio? If retirement was around the corner, would you be okay with that level of risk?

I’d love to hear your thoughts in the comments—how do you handle risk when it comes to your investments? Let’s chat 👇👇👇👇!

🚜💼 A few years ago, I stumbled upon a strategy that completely flipped how I look at taxes and investing 💡. Little did I know, something as simple as starting an equipment leasing company could unlock massive tax savings 📉. In fact, the depreciation alone could potentially wipe out your ENTIRE income for the year, leading to a tax-free year 💸. Sound crazy? It gets better… 😏

Most people don’t realize these strategies exist, but big companies like Amazon sure do (hence why they often get a tax refund! 💰). And guess what? It’s not just available to them. 🤯 What could YOU do with all that money you wouldn’t be sending to Uncle Sam? 💭 Buy stocks 📈? Set up your estate 🏡? Create streams of income that last a lifetime? The options are endless when you know how to reposition your tax savings to build your future 💪.

The smartest move you can make is learning how to leverage these strategies and take control of your financial future. Imagine being able to use your tax savings to invest in more, save more, or grow your wealth faster than ever! 🚀 From equipment leasing to smart tax structures, the key is knowing what’s out there and how to use it 🧠💼.

P.S. 💬 What would YOU do if you could keep more of your money instead of handing it over to the IRS? 💸 Invest it? Build your dream legacy? 🏡👨‍👩‍👦 Let me know in the comments!👇 I’m curious what your next move would be with all that extra cash in hand! 🔥

There's power in an additional 2-3%! Seems small, but positioned strategically? 🤯

WIN❗️

✨My client is on the road to one million from ZERO✨

✨There’s something about helping your client with a winning financial plan!✨

✨ My client made it into her 50s and realized she had absolutely no money saved. She was struggling with optimizing her cash flow to gain her a successful retirement nest egg by her full retirement age.

✨After just two sessions with me, we drafted her financial plan and we’re able to begin implementing the actions that are gaining her the success she had hope for.

✨ If like she was, you’re feeling a bit overwhelmed by meeting your financial goals and want to learn what we did for her? —— Drop me a ❤️ down below 👇🏾 ⬇️ and I’ll send you details.

✨✨ Keep WINNING ✨✨

Today would've been my mother's 64th birthday! This is a special day always... Today, I just so happened to be reminded of another special day that was just a short two years ago.

Thank you Alzheimer's Community Care for allowing me to share.

Sherika Ralliford - 2020 Seasons of Life Luncheon Featured speaker Sherika Ralliford shares her story as a caregiver.More from the Seasons of Life Luncheon» Summer Time with Friends: https://youtu.be/yF1yqkR...

Live Long and … Prosper? There's a Retirement Savings Disconnect for Many Americans barrons.com

How much you need to invest every month to retire with $1 million to $3 million, broken down by age cnbc.com

Personal finance advice relies on shame; what if we tried empathy? cnbc.com

Minimizing taxes in retirement can be a major advantage in your overall retirement plan — read this article by Peter Stahl, CFP®, President and Founder of Bedrock Business Results, to learn about the potential impact of taxes during retirement.

Tax-Advantaged Health Care Planning for Retirement livingconfidently.com