Insurance Information Institute

This hurricane season, knowing how to prepare for flooding can help reduce property damage and keep you safe during a storm.

Here's how to prepare before the water rises: https://bit.ly/2AFk2fe

⚡ It’s Lightning Safety Awareness Week!

Did you know lightning strikes cause billions in property damage each year? The good news is that many homeowners and renters policies cover lightning damage.

Learn how to protect your home: https://bit.ly/2UUG98P

🏍️World Motorcycle Day is June 21! Whether you're a seasoned rider or gearing up for your first summer road trip, being prepared is key.

Here's what you need to know about motorcycle insurance: https://bit.ly/3PyNvcT

Las tormentas convectivas severas—con granizo, vientos fuertes y tornados—son el riesgo más costoso para los propietarios en EE. UU.

Hable con su aseguradora para proteger su hogar antes de la próxima tormenta.

Empiece con el techo: el granizo causa la mayoría de las reclamaciones, y los materiales resistentes al impacto pueden reducir daños.

Considere mejoras como los estándares IBHS FORTIFIED.

Antes de una tormenta:
• Asegure objetos exteriores
• Pode árboles
• Repare vulnerabilidades

Invertir en mitigación hoy reduce pérdidas futuras.

___

Severe convective storms—hail, strong winds, and tornadoes—pose the most costly risk for homeowners in the U.S.

They have generated more than $50 billion annually in insured losses for three consecutive years.

Hail drives the majority of claims, and impact-resistant materials can reduce damage. Resilience upgrades, such as IBHS FORTIFIED, strengthen home protection.

Mitigation reduces losses and enhances resilience.

Talk to your insurer about protection options.

El riesgo de huracanes está aumentando y la preparación es esencial.

Refuerce su hogar antes de una tormenta:
• Inspeccione y asegure el techo
• Refuerce puertas, ventanas y puertas de garaje
• Pode árboles y selle grietas
• Mantenga su propiedad

Igualmente importante, revise su cobertura de seguro cada año, incluyendo el seguro contra inundaciones, que no está incluido en una póliza estándar de propietarios o inquilinos.
___

The risk of hurricanes is increasing, and preparedness is essential.

Fortify your home before a storm:
• Inspect and secure the roof
• Reinforce doors, windows, and garage doors
• Prune trees and seal cracks
• Maintain your property

Equally important, review your insurance coverage every year, including flood insurance, which is not included in a standard homeowners or renters policy.