Pete Torres - Farmers Insurance

Top three questions I always hear about umbrella insurance: 1. What is it? 2. Should I consider it? 3. What are the coverage options? If you’re looking for answers, too, I can help. Let’s talk.

I’m finding more and more customers who don’t know about one of my favorite products: umbrella insurance. If you ever worry about liability, this might soon be your new favorite product too. Call me any time for a quick explainer.

What is umbrella insurance? Think of it as an above-and-beyond policy. It can provide additional liability coverage for damages that exceed the limits on your home, auto or boat insurance policies. Have questions? Call me.

How does umbrella insurance work? It’s extra insurance that provides coverage and financial protection beyond the limits of your home or auto policies. And it follows you wherever you go. Got questions? Talk to me.

You know what else moves fast? Farmers®. With almost 100 years of fast claims payments, Farmers in-house claims are committed to fast, precise service and getting customers on the road to recovery.

“Insurance coach” may not be my official title, but is who I am — a Farmers® agent who asks the right questions, reviews your policies and personal risks, and checks to be sure you’re getting all available discounts. I’m here to help you choose the coverage you need with confidence. Let’s schedule a quick call today.

We can’t say it enough: We love our customers! That felt good. Your loyalty and business mean a lot to us.

I hear this question often: How much renters insurance do I need? Start with an inventory of your stuff (electronics, furniture, appliances and other valuables), including estimated value. Then let’s review your coverage options and renters insurance discount. Call me any time.

Is renters insurance required? Not … exactly. Your landlord can require you to buy liability coverage in case you damage the building or your unit. Read the fine print in your lease — and call me to find out more about affordable renters coverage.