TXP Capital

TXP Capital

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TXP Capital was founded to help your business thrive. We created this short video to help easily explain how factoring can be a lifeline.

Factoring is a type of financing in the form of purchasing and collecting accounts receivable (invoices) or of advancing cash on the basis of accounts receivable (invoices). At TXP Capital, our team understands the importance factoring plays in keeping your business moving forward.

05/29/2026

When you call TXP Capital, you're not getting a call center – you're getting Bianca. As our Operations Manager, Bianca is the engine that keeps everything running smoothly for our clients every single day. From onboarding to funding, she makes sure nothing falls through the cracks.

We're lucky to have her, and so are you. 🧑 https://www.txpcapital.com/meet-the-team/

05/21/2026

West Texas entrepreneurs don't wait for opportunity β€” they build it.

This National Small Business Week, we're celebrating the operators, owners, and crews in Lubbock, Midland, Hobbs, Pecos, and everywhere in between who show up every day and get it done. TXP Capital is Lubbock-born and West Texas-proud.

We understand this region because we're part of it. 🀠 πŸ“² https://www.txpcapital.com/apply-now/

05/19/2026

Your sales are growing. Your team is growing. Your opportunities are growing. So why is your capital standing still? Traditional bank lines are fixed β€” they don't move with your business.

TXP Capital does. Our factoring limits scale with your revenue, so you never have to turn down a job because of cash flow again.

Stop leaving money on the table. πŸ“ˆ πŸ“²

https://www.txpcapital.com/apply-now/

Photos from TXP Capital's post 05/15/2026

Our Business Development Officers, Chris and Stephanie, are dedicated sales professionals focused on building and maintaining strong client relationships while identifying new opportunities for growth.

Through consistent communication, trusted partnerships, and a commitment to excellent service, they help connect new prospects and support our current clients every step of the way.

Interested in factoring your business? Reach out to one of our Business Development Officers Today!

Stephanie Luebano

05/13/2026

Your workers get paid every Friday. Your clients pay in 60 days. That cash flow gap can slow your agency down.

TXP Capital helps staffing agencies bridge the gap with invoice factoringβ€”so you can make payroll, place workers, and keep growing without waiting on client payments.

www.TXPCapital.com/industries/staffing

05/11/2026

Happy Mother's Day from the TXP Capital family. We see you, we respect you, and we're honored to be in your corner. 🀍

www.TXPCapital.com

Photos from TXP Capital's post 05/08/2026

Turns out, the people funding your business were pretty cute back in the day. πŸ‘Ά

Meet the TXP Capital team β€” same people, slightly taller, a lot more experience in invoice factoring. We've grown up, but one thing hasn't changed: we're still here to take care of you.

https://www.txpcapital.com/meet-the-team/

05/06/2026

When the Fed raises rates, the cost of borrowing goes up – and your bank line gets more expensive. But factoring doesn't work like a loan. Our fees don't move with the market, which means your cost of capital stays predictable no matter what the Fed decides.

Read more on our blog: https://www.txpcapital.com/financial-insights/

05/04/2026

When your customer is a major operator, net-60 and net-90 payment terms come with the territory. But your crew, your equipment, and your overhead can't wait that long. TXP Capital specializes in financing oil and gas service companies, and we offer higher credit limits than most factoring companies when it comes to the oilfield.

Get paid now. Keep the work moving. πŸ’ͺ πŸ“²
www.TXPCapital.com/industries/oilfield

04/30/2026

You just sent your first invoice. That's a big deal. πŸŽ‰

And here's something most new business owners don't know: you don't have to wait to get paid.

TXP Capital can begin factoring your invoices from day one – no years in business required, no track record needed, no credit history check.

Just issue the invoice. We'll get you funded.

βœ… Start-up friendly
βœ… Approval in as little as 1 day
βœ… No minimum invoice history
βœ… Limits up to $10M

You've already done the hard part. Now let TXP make sure you get paid for it.

πŸ‘‰ Get started today: txpcapital.com/apply-now
πŸ“ž Questions? We're here: (806) 500-2701

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Telephone

Address


4033 112th Street
Lubbock, TX
79423

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm