Mill City Insurance Inc

Before signing your automobile insurance policy, read it carefully to make sure you understand exactly what is and isn’t covered as well as any limits or exclusions. If you don’t understand something, ask the agent.

If you have a boat, you may want to consider adding an umbrella liability policy to protect you if you take guests out on it or if you water-ski or use other recreational watercraft. If someone is injured while aboard your vessel, an umbrella policy covers what your regular insurance will not.

No one knows better than you do when it comes to the investment you have made in your personal possessions. Having the proper levels of insurance means that you are protected from financial disaster in the event of unforeseen problems.

When selecting a group insurance plan, you can choose from among HMO, PPO, and other plan options. We will review all that are available and explain their differences to help you make the best decision for your employees.

The insurance offered by a car rental agency averages more than ten dollars a day. Frequent car renters may find adding an umbrella liability policy to their regular insurance to be a more cost-effective approach.

Umbrella policies are designed to reduce the risk that a horrible accident or catastrophe could put you in financial peril. For example, if you have $300,000 in auto bodily injury coverage and you are at fault in an accident with more than $1 million in damage, you can be personally sued for the difference.

As with other types of insurance, there are comprehensive travel insurance policies that cover multiple situations and scenarios. We can discuss your needs, look at the insurance you already have, and make recommendations about policies that are tailored to you.

Do not forget that your prized watch is considered a piece of jewelry. If you own an expensive one, especially if it has sentimental or nostalgic value, make sure you have jewelry insurance that covers repair and replacement costs in the event something happens.

The greater your net worth, the more insurance protection you need to keep your assets safe. An umbrella insurance policy can be the perfect solution to extending your insurance coverage.

Are you worried that your customized or classic motorcycle can’t be insured. Relax, it’s fine. In fact, almost 100 percent of all makes, models and years can be insured, even if you built it from a kit.

Homeowners insurance is not only for single residence dwellings. Condominium owners should also consider carrying this type of policy for liability and personal property coverage; the association’s policy covers building damage.

Once you have your insurance policy, be sure to keep your representative informed of any changes you make. For example, if you add or upgrade equipment, it will not be covered until it is added to the policy.