Commonwealth Insurance Partners

Our incredible team at Commonwealth Insurance Partners enjoying Champions Day at Churchill Downs. The Turf Club Patio provided top notch service and a beautiful view of the new Paddock Area.

One of the most useful podcasts out there just dropped another episode:

https://khn.org/news/article/podcast-an-arm-and-a-leg-health-care-copay-accumulator-deductible-search

‘An Arm and a Leg’: Need an Expensive Drug? Here’s What You Need to Know Even a personal finance expert can get stuck with a huge unexpected bill for a drug. Listen up for what you need to know about “copay accumulators.”

Would you let a driver steer you to a destination they own & one w/considerably higher prices than a comparable business? Find out in our latest blog how something similar can happen w/ from providers.
https://www.cipky.com/employee-benefits/why-you-might-want-to-fear-the-steer/

Why You Might Want to "Fear the Steer" - Commonwealth Insurance Partners Who Would Steer You to Fill Prescriptions at Their Own Specialty Pharmacies? They Decide Your Destination We have shared multiple examples of the cost to a “captive healthcare audience”, especially in hospitals and there is a variation occurring that can impact your co-pays and overall medicat...

Do you need more tests? Order your 2nd round for free. Details are here from NPR

You can order free COVID tests from the government again More than half of U.S. households have ordered at-home COVID-19 tests to be shipped to their homes. Now they can get more.

Less than two months old, the No Surprise Act is seeing significant challenges, which we examine in our latest blog.

https://www.cipky.com/blog/its-no-surprise-the-no-surprise-act-is-under-attack/

It's No Surprise the No Surprise Act is Under Attack - Commonwealth Insurance Partners We recently wrote about the No Surprises Act (NSA) which impacts anyone paying bills for healthcare and went into effect at the start of 2022.1-3 We concluded that post stating, “Undoubtedly, there will be challenges, a myriad of loopholes that will be exploited (and need to be closed), and chang...

An $80,000 Tab for Newborns Lays Out a Loophole in the New Law to Curb Surprise Bills The insurance company said that the birth of the Bull family’s twins was not an emergency and that NICU care was “not medically necessary.” The family’s experience with a huge bill sent to collecti…

Today

February 22, 2022
11:30-12:30 EST
https://us02web.zoom.us/webinar/register/WN_Hi4G0oqoQx2OkxpKSjCk9w
FREE
Join us on Tuesday, February 22, from 11:30-12:30. We will speak with several of the authors from the #1 Amazon bestseller, "Life and Death Decisions in the C-Suite: How the Current Healthcare System Puts your Employees and Company at Risk...And How you Can Fix It."

During this , the authors will be sharing how and leadership teams across the US can change the course of to protect their companies and gain the advantage in and by using their health plan as a secret weapon. The authors will share key insights on strategic opportunities that employers can utilize as a critical contrast against their competitors.

This is a can't miss event!

It's never too late to make this resolution: take control of your & by truly understanding it. Our can help! Here's the latest in the series.

https://www.cipky.com/employee-benefits/decoding-understanding-those-dreaded-medical-bills/

An informative on
https://khn.org/news/article/podcast-an-arm-and-a-leg-no-surprises-act-billing-rights/

Kaiser Health News

‘An Arm and a Leg’: Know Your ‘No Surprises’ Rights The No Surprises Act protects patients from surprise out-of-network bills. But there are caveats. For instance, these protections apply only to care in a hospital. This episode breaks it all down.

An unnerving story of being lost in theUS & system serching for

Thanks for sharing Kaiser Health News!

I Write About America’s Absurd Health Care System. Then I Got Caught Up in It. A KHN reporter had written for years about the people left behind by the absurdly complex and expensive U.S. health care system. Then he found himself navigating that maze as he tried to get his in…

Kaiser Health News & NPR posted this, and we wanted to share it because it is actually common. It's like the old adage that as soon as you purchase a new car and drive it off the lot, it loses value, but in this case, it's in reverse: as soon as you walk into an ER, the bills start accumulating!

The Doctor Didn’t Show Up, but the Hospital ER Still Charged $1,012 A St. Louis-area toddler burned his hand on the stove, and his mom took him to the ER on the advice of her pediatrician. He wasn’t seen by a doctor, and the dressing on the wound wasn’t changed. Th…