Halbert Hargrove

A vital part of using AI in is being transparent with clients about when and how it is being used. As our Director of Technology and Cybersecurity, Wealth Advisor, Shane Cummings, shared in this Financial Planning article, it’s important to let clients know when tools such as are being used and how AI supports our work while maintaining the trust at the center of every client relationship.

Read the full article by Grace Williams: https://loom.ly/YtgQ-Gc

The One Big Beautiful Bill introduced a car loan interest deduction for tax years 2025 through 2028, and for those who qualify, it may be worth understanding before your next vehicle purchase.

Eligibility depends on several factors: the vehicle must be new and purchased after 2024, income limits apply based on filing status, and the deduction requires itemizing rather than taking the standard deduction. Vehicle assembly requirements and weight limits also factor in.

Understanding whether this deduction applies to your specific situation is a conversation worth having with your tax advisor before making any decisions.

Read more here: https://loom.ly/gNCwjnc

As continues to evolve and the industry adapts, security and privacy are more important than ever. In this recent Kiplinger article, our Director of Cybersecurity and Technology and Wealth Advisor, Shane Cummings, explains ways can help protect their .

To learn more, read the full article: https://loom.ly/U9kFRn8

The financials can tell you if a business is profitable. They don't tell you if it can survive without the person selling it.

Some of the most important things to know before buying a business don’t show up in a spreadsheet. Who holds the client relationships? How dependent is the operation on one person? Could this thing run if the owner took two weeks off?

The businesses that look clean on paper aren't necessarily the ones worth buying. And the ones with messier books aren't always the ones to walk away from.

Fearless Money Talks breaks down what smart buyers actually look for and why the qualitative questions matter just as much as the numbers.

Spotify: https://loom.ly/j3lDlS8
Apple Podcasts: https://loom.ly/30ViDzk
YouTube: https://loom.ly/MemjWWc

Many people focus on avoiding errors when filing their taxes. But for a number of taxpayers, the bigger cost isn't a mistake on the return itself. It's the planning opportunities that were not taken in the first place.

Maximizing retirement and HSA contributions, understanding where you fall within tax brackets, and being mindful of income thresholds that can phase out valuable deductions are all areas where proactive planning may make a meaningful difference over time. The window to act on many of these strategies closes at year-end, which makes starting the conversation with your advisor sooner rather than later worth considering.

Read more here: https://loom.ly/O4wmSkw

Your credit score quietly influences some of the most consequential financial decisions you'll make: loan approvals, interest rates, even mortgage eligibility. Yet many people are still operating on assumptions that may actually be working against them.

Carrying a balance to build credit, avoiding checking your score, closing old cards to tidy up your finances. These are three common beliefs that can end up doing more harm than good. Understanding how credit scores are actually calculated is a useful step toward better financial decision-making.

Read more here: https://loom.ly/0-5A3Ew

funds are gaining popularity as investors seek diversification through more accessible vehicles, including non-traded and .

Our Co-CIO Brian Spinelli was quoted in this Financial Advisor IQ article by Mela Seyoum, sharing why advisors should remain mindful of liquidity risks when evaluating these investments for clients.

Read the full article here: https://loom.ly/P5YnnaY