Kesner Insurance

Kesner Insurance will be closed for Independence Day on July 4th and 5th!

Want to save money on your homeowner's insurance? Consider having a higher deductible on your policy. Check with your mortgage company to determine the amount the maximum amount allowed for your deductible.

Forming a formal, written disaster recovery plan can help your business bounce back after a natural disaster or another catastrophe. Keep your plan updated and make sure your employees are trained on the plan to make the recovery process as stress-free as possible.

Surety bond companies are themselves required to be audited to prove they are solvent. An obligee who presses a claim against a surety bond company that turns out to be insolvent loses money.

If you telecommute several days a week and your annual mileage has declined as a result, let us know. The reduction in annual miles driven could lead to noticeable savings on your auto insurance premiums.

Low-risk vehicles are those which your insurance company has deemed to be so based on safety and theft data, as well as the cost of the vehicle. Low-profile vehicles are those determined to be less likely stolen. If your car fits one or both of these categories, then your insurance rates will be lower.

"Don't work for recognition, but do work worthy of recognition." — H. Jackson Brown, Jr.

What are additional living expenses in a homeowners policy? If there is a fire or other event that forces you out of your home, your policy helps to pay for the cost of living elsewhere.

As a renter, it can be challenging to know how much coverage you need. Our team will work with you to ensure your belongings are protected in the event the unexpected happens. https://bit.ly/45YdzX0

One of the main exclusions in any homeowners policy is damage due to neglect. A tree that falls on your neighbor's home is covered. However, if that tree had signs of termite damage that you neglected, it's possible that claim could be denied.

What are you looking for in a homeowners policy? Let us know and we can help find the right fit for your needs and your budget!

If your company is building or expanding a facility, what would you do if a windstorm damaged the site during construction? Builder's risk coverage is designed to protect against those types of dangers.