Monique Stuart Insurance Agency

Drive your business with confidence. Farmers® covers risks for many types of business. Reach out to learn more about Commercial Auto insurance. Is your business on the move? We’ve got the insurance options to keep you rolling.

At 55 miles an hour, sending or reading a text is like driving the length of a football field — with your eyes closed, according to the Centers for Disease Control.

Sure, you’ve got car insurance. But what about that golf cart? Or that ATV your kids are always begging to drive? Off-road vehicles come with special risks — and require special insurance. Call to find out more.

June is LGBTQ Pride Month, an opportunity to celebrate the spirit, dignity and rights of our LGBTQ communities. Happy Pride Month!

🚨 NEW UTAH E-BIKE LAW
📅 TAKES EFFECT MAY 6, 2026

⚠️ WHAT YOU NEED TO KNOW

🔴 Helmet Requirements

All e-bike & e-scooter riders under 21 must wear CPSC-approved helmets
All e-motorcycle riders under 21 must wear DOT-approved helmets

🔴 Speed & Classification

Devices over 20 MPH without pedaling are considered E-MOTORCYCLES
May require:
Driver’s License
Motorcycle Endorsement
Insurance

🔴 Age Restrictions

❌ Under 8 years old – cannot ride on public roads
❌ Under 16 years old – cannot operate e-motorcycles or high-powered devices on public roads

🔴 Impairment Law

🚫 It is illegal to operate ANY e-device while impaired

⚡ KNOW THE DIFFERENCE

🏍️ ELECTRIC MOTORCYCLE
Motor over 750 watts
Can exceed 20 MPH without pedaling

🚲 ELECTRIC BIKE
Motor 750 watts or less
Must have fully operable pedals
Factory-installed crank system

👮‍♂️ SAFETY IS EVERYONE’S RESPONSIBILITY

Ride smart. Ride legal. Protect yourself and others.