Cap One Lending

🏘️ BUILD YOUR RENTAL PORTFOLIO WITHOUT USING PERSONAL INCOME

Cap One Lending's DSCR Rental Loan was designed specifically for real estate investors.

✅ No Personal Income Verification
✅ No Tax Returns Required
✅ Up to 85% LTV
✅ Loan Amounts Up to $4.5 Million
✅ Eligible for Long-Term & Short-Term Rentals
✅ BRRRR-Friendly Program
✅ Interest-Only & Fixed Rate Options Available
✅ Close in as Little as 10 Days

Whether you're purchasing your next rental, refinancing an existing property, or scaling your portfolio, our DSCR program focuses on the property's cash flow—not your personal income.

📞 (816) 905-1111
🌐 WWW.CAPONELENDING.COM

Cap One Lending, LLC
NMLS #2468614
4041 NE Lakewood Way, Suite 130
Lee's Summit, MO 64064

⭐ Over 500 Five-Star Reviews
🇺🇸 Veteran Owned & Operated

Consumer Mortgage Lending Licensed in Missouri, Kansas, Texas & Florida.
Business Purpose and Investment Property Loans Available in Most States.

🏡 NO DOWN PAYMENT? YES, REALLY.

A USDA Home Loan could be your path to homeownership with 100% financing, competitive fixed rates, and affordable monthly payments. Many buyers are surprised to learn that eligible suburban areas may qualify—not just rural communities.

✅ 100% Financing Available
✅ No Down Payment Required
✅ 30-Year Fixed Rate Options
✅ Seller Contributions Up to 6% Allowed
✅ Manual Underwriting Available
✅ Streamlined Refinance Options
✅ USDA-Eligible Rural & Suburban Areas

Whether you're a first-time homebuyer or simply looking for an affordable financing option, our team is here to help determine if a USDA loan is right for you.

📞 Call or Text: 816-905-1111
🌐 WWW.CAPONELENDING.COM
📍 4041 NE Lakewood Way, Suite 130, Lee's Summit, MO 64064

⭐ Over 500 Five-Star Reviews
🇺🇸 Veteran-Owned & Operated

Cap One Lending, LLC
NMLS #2468614

Consumer Mortgage Lending Licensed in: Missouri, Kansas, Texas & Florida

Equal Housing Opportunity.

⭐⭐⭐⭐⭐ Another happy investor!
We love hearing this kind of feedback. One of our clients recently closed on an investment property in just two weeks — smooth, organized, and stress-free from start to finish.
In their words: "The entire process was smooth, professional, and well organized. Charles was always available to answer questions and kept everything moving efficiently."
Thinking about financing an investment property? Charles and the team at Cap One Lending are ready to help you close fast and close confidently. 🏡
📞 Reach out today to get started!

How The Right Lender Is Becoming One Of The Most Important Factors In A Buyer's Success 🏡
In today's market, savvy buyers know that finding the right home is only part of the equation. Choosing the right lender can be just as important.
A strong lending partner does more than provide financing—they help buyers navigate the process, understand their options, and position themselves for success from the very beginning.
Here's how the right lender can make a difference:
✅ Helps you understand your true buying power before you start shopping
✅ Explores loan programs and financing strategies that fit your goals
✅ Provides guidance throughout the homebuying journey
✅ Communicates clearly and keeps the process moving forward
✅ Helps you feel confident when it's time to make an offer
The most successful buyers don't just search for the right home—they build the right team around them. Having an experienced lender in your corner can help make the path to homeownership smoother and less stressful.
Thinking about buying a home or just exploring your options? Let's talk about what may be available to you.
📞 CALL OR TEXT: 816-905-1111
🌐 WWW.CAPONELENDING.COM
Cap One Lending, LLC
NMLS #2468614
Equal Housing Lender

🏠💰 ACCESS YOUR HOME EQUITY WITHOUT REFINANCING

Locked into a great first mortgage rate? Don’t lose it.

With Cap One Lending’s 5 Day Close HELOC, you can tap into your home’s equity while keeping your current first mortgage intact.

✅ Up to 90% CLTV
✅ Loan Amounts from $25,000 - $750,000
✅ Primary Residences, Second Homes & Investment Properties
✅ Available in 1st or 2nd Lien Position
✅ No Prepayment Penalties
✅ Fast Digital Process
✅ Minimal Documentation Required
✅ Close in as Little as 5 Days

Whether you're consolidating debt, making home improvements, purchasing an investment property, or creating a financial safety net, our HELOC program gives you flexible access to your equity when you need it.

📞 Call Today: (816) 905-1111
🌐 WWW.CAPONELENDING.COM
📍 4041 NE Lakewood Way, Suite 130, Lee’s Summit, MO 64064
🏢 Cap One Lending, LLC
🆔 NMLS #2468614
🇺🇸 Veteran Owned & Operated
⭐ Over 500 Five-Star Reviews

Consumer Mortgage Lending Licensed in:
Missouri | Kansas | Texas | Florida

Business Purpose & Investment Property Loans Available in Most States

⭐⭐⭐⭐⭐ Another Happy Client Experience with Cap One Lending!
Nothing means more to us than helping our clients achieve their homeownership goals with confidence. We're grateful for the opportunity to guide borrowers through one of the most important financial decisions they'll make, and feedback like this reminds us why we love what we do.
"Victor was professional, responsive, and extremely knowledgeable throughout the entire home financing process. He took the time to answer every question, explain all available options, and made the experience smooth and stress-free from start to finish."
👏 Thank you, Derek, for trusting Victor and the Cap One Lending team with your home financing needs. We're honored to have been part of your journey and appreciate your recommendation.
Whether you're purchasing your first home, upgrading to your next property, refinancing, or exploring financing options, our team is committed to providing clear communication, expert guidance, and personalized solutions every step of the way.
Cap One Lending, LLC
🌐 www.caponelending.com
📞 (816) 905-1111
🏦 NMLS #2468614

Think You're Ready to Buy a Home? Understanding Pre-Qualified vs. Pre-Approved Could Make All the Difference. 🏡
Many buyers use the terms pre-qualified and pre-approved interchangeably, but they aren't the same thing—and knowing the difference can give you a major advantage when you're house hunting.
Here's a quick breakdown:
✅ Pre-Qualified
• Based on information you provide about your income, assets, and debts
• Gives you a general idea of what you may qualify for
• Great first step when exploring your options
✅ Pre-Approved
• Income, assets, credit, and documentation have been reviewed
• Provides a more accurate loan amount
• Shows sellers you're a serious buyer
• Can strengthen your offer in a competitive market
In today's market, being pre-approved before you start shopping can help you move quickly when the right home hits the market and give you confidence throughout the buying process.
Whether you're buying your first home, moving up, or returning to the market after years away, understanding your financing options is one of the smartest steps you can take.
Want to know where you stand?
📞 CALL OR TEXT: 816-905-1111
🌐 WWW.CAPONELENDING.COM
Cap One Lending, LLC
NMLS #2468614
Equal Housing Lender

🏡 What if your mortgage could do more than just finance your home?

Introducing the All-In-One Freedom Loan from Cap One Lending.

✅ Potentially pay off your mortgage years faster
✅ Access your home's equity for up to 30 years without refinancing
✅ Save thousands in interest over the life of your loan
✅ Keep full access to your available funds when you need them
✅ Purchase, refinance, or cash out with one powerful financial tool

The Freedom Loan is designed to help homeowners build wealth faster, reduce interest costs, and gain greater financial flexibility—all while maintaining access to their equity.

Want to see how much interest you could save and how quickly you could pay off your mortgage?

📞 816-905-1111
🌐 WWW.CAPONELENDING.COM

Cap One Lending, NMLS #2468614

Consumer mortgage loans available in Missouri, Kansas, Florida, and Texas.