Becky Jo Kruitbosch - First Command Financial Advisor

Why have interest rates been so stubbornly high, and what is that telling us about the health of the economy? Our Investment Management Team breaks it down: https://bit.ly/4fRU9dV

National Utah Day is a great excuse to highlight a state that’s growing fast, evolving constantly, and honestly just has a lot going on in the best way.

From the natural beauty of places like Zion National Park and Arches National Park, there’s this mix of innovation and landscapes that never really gets old.

And the mountain towns bring their own vibe. Can you say epic mountain resorts, with year-round activity and communities that just keep building and growing.

What stands out most is the momentum. New energy, expanding communities, and a state that keeps pulling in people, ideas, and opportunity.

Proud to call Utah home. 🌄

Creativity shows up in more places than people think, including financial strategies.

It is not just numbers and charts. It is figuring out how to structure things in a way that fits real-life, long-term goals, and changing circumstances. Sometimes it is reworking a plan so it actually works for where you are today, not where you were five years ago.

There is a lot of room for thoughtful adjustments, smart timing, and finding approaches that feel more intentional and less one-size-fits-all.

Good strategies are not always rigid. The best ones tend to evolve.

If you have questions about your financial goals, I’m always happy to connect.

It’s 529 day! Get it? 5-29🎓🎓🎓

A 529 plan is a way to save for future education expenses with some helpful tax advantages. It can be used for college and, depending on the plan, other qualified education costs as well. The real advantage is time and consistency. Even small, steady contributions have the potential to grow when they’re given enough time.

If you already have children, are planning for them, or just want to stay ahead of future education costs, it is something worth getting familiar with early. Eighteen years goes fast!

If you have questions or want to talk through how a 529 plan might fit into your situation, feel free to reach out.


Prior to investing in a 529 College Savings Plan, you should compare the Plan with any 529 college savings plan offered by your home state or your beneficiary’s home state and consider, before investing, any state tax or other benefits that are only available for investments in the home state’s plan. Please read the Plan’s Disclosure Document which includes investment objectives, risks, fees, charges and expenses, and other information. You should read the Plan Disclosure Document carefully before investing. For this and other information on any 529 College Savings Plan, contact First Command at (385) 442-7023 or your Financial Advisor. Please note that the availability of tax or other benefits may be conditioned on meeting certain requirements such as residency, purpose for or timing of distributions or other factors as applicable. As with any investment, it is possible to lose money by investing in a 529 College Savings Plan. Information provided is for general purposes only and is not intended to be a substitute for specific individualized tax or legal advice. Where specific advice is necessary or appropriate, please consult a qualified tax or legal advisor.

Starting your military career comes with a lot to learn, but understanding your pay is a great place to start.