Simmerer Insurance

Simmerer Insurance

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We are local professional independent insurance agents who work for you, not any insurance company.

We advise, consult, and advocate for our clients free of charge. Contact us now for all your Business and Personal insurance needs. Founded in 2003 by Philip Simmerer, our agency has enjoyed continued growth every year since. We have one simple rule in our office: Treat our clients, co-workers, insurance carriers, and families the way they want to be treated. We take the time to listen to our cli

Get Your Home Fall-Ready Before Temperatures Drop 08/25/2026

Summer is winding down, making it the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later.

Get Your Home Fall-Ready Before Temperatures Drop Summer is winding down, making it the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later. #...

Photos from Simmerer Insurance's post 08/25/2026

Insurance mistakes usually don’t feel expensive… until it’s time to file a claim. 👀

From waiting too long to report damage to assuming something is covered when it isn’t, small decisions can turn into major headaches.

Swipe through 5 mistakes worth avoiding before you ever need to use your insurance.

Save this for later, send it to a homeowner or business owner who needs it, and if you’re unsure what your policy actually covers, ask us. That’s what we’re here for.

📲 Simmerer Insurance
Covering your car, home, and hustle.

Do College Students Need Renters Insurance? 08/18/2026

Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

Do College Students Need Renters Insurance? Sending a student off to college means taking valuable belongings with them. Renters insurance can help protect against theft, damage, and liability, especially for those living off campus. Contact us to learn more.

Photos from Simmerer Insurance's post 08/13/2026

No accidents? No tickets? Still seeing a higher insurance premium? 🤔

Your rate can change for reasons beyond your personal driving history. Swipe through to learn three common factors that may be affecting what you pay.

The good news is that a higher premium does not always mean you are out of options. A fresh comparison may uncover available discounts, bundling opportunities, or coverage that better fits your current needs.

Ready to see what your options look like? Send us a DM with the word “QUOTE,” and a member of the Simmerer Insurance team will help you get started with a personalized quote.

Pack Smart for Safer Summer Road Trips 08/12/2026

Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, keep weight evenly distributed, and avoid blocking your view. Secure rooftop cargo and bring only what you need to help reduce risk on the road. Get more tips for safer summer travel.

Pack Smart for Safer Summer Road Trips Road trip season is here, and safe travel starts before you leave the driveway. Pack heavier items low and centered, keep weight evenly distributed, and avoid blocking your view. Secure rooftop cargo and bring only what you need to help reduce risk on the road. Get more tips for safer summer travel....

08/10/2026

Your trucks keep business moving. Your insurance should keep up. 🚛

Whether you’re an owner-operator or managing a growing fleet, Simmerer Insurance can help you explore commercial trucking coverage built around your operation, your risks, and the road ahead.

One call. Every mile.

Ready to review your current coverage or discuss options for your trucking business? Call us today or send us a DM with the word TRUCKING to start the conversation.

Before You Leave: Summer Vacation Home Checklist 08/10/2026

Heading out for summer vacation? A few simple steps before you leave can help protect your home. Lock doors and windows, pause mail delivery, set light timers, and unplug electronics. Check out the full checklist to help protect your home while you’re away

Before You Leave: Summer Vacation Home Checklist Heading out for summer vacation? A few simple steps before you leave can help protect your home. Lock doors and windows, pause mail delivery, set light timers, and unplug electronics. Check out the full checklist to help protect your home while you’re away ...

Power Outage Preparedness: Generator Safety Tips 08/06/2026

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more:

Power Outage Preparedness: Generator Safety Tips Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more: ...

08/06/2026

We're honored to be recognized as GAINSCO's Top Producing Agency in Maryland for the 2nd Quarter of 2026! 🏆

This award is a reflection of the hard work, dedication, and commitment of our incredible team, and the trust our clients place in us every day.

Thank you to GAINSCO for the recognition, and thank you to our customers for choosing Simmerer Insurance to help protect what matters most. Here's to continuing to serve our community with excellence!

Help Protect Your Family From The Heat 08/04/2026

Extreme heat can be more dangerous than many people realize, leading to serious illness if warning signs are ignored. Symptoms like dizziness, nausea, weakness, and confusion may signal heat exhaustion or heatstroke. Staying hydrated, taking breaks in cool areas, and avoiding peak heat hours can help reduce risk. Learn more:

Help Protect Your Family From The Heat Extreme heat can be more dangerous than many people realize, leading to serious illness if warning signs are ignored. Symptoms like dizziness, nausea, weakness, and confusion may signal heat exhaustion or heatstroke. Staying hydrated, taking breaks in cool areas, and avoiding peak heat hours can hel...

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Address


601 7th Street Ste 103
Laurel, MD
20707

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm