Master's Wealth Management

"Everyone’s life circumstances are different. It can be particularly challenging to understand your own mindset towards money. It is also difficult for most people to develop and execute a financial plan on their own and regularly re-evaluate this plan to be sure it is still effective."

In this week's edition of the Master's Minute, advisor Jon Thompson explores two approaches to money management and shares insights on the most effective mindset.

The Master's Minute - Money Management Mindsets - Masters Wealth Management One evening recently, I was reading a book to my kids that, unintentionally, offered valuable money management insights. The plotline is about two squirrels trying to find food to save up for winter. One squirrel spent his year having fun and not bothering to store up anything. The other squirrel wa...

Check out this week's edition of the Master's Minute, written by Lyle Hershey, as he discusses presidential elections and stock market trends.

The Master's Minute - Election Results & Your Investments - Masters Wealth Management You don’t need me to tell you that we are in the midst of another presidential election year. The leading news stories over the last few weeks have been filled with major developments for both parties and their respective candidates. From the assassination attempt on Donald Trump, and the Republic...

"Investing in a diversified portfolio is a cornerstone of our investment philosophy at Master’s. Extensive academic literature suggests that diversification not only reduces risk but also smooths returns and, over time, tends to outperform individual stock, sectors, or indices."

Check out this week's blog post by Garry North to read more about portfolio diversification!

The Master's Minute - The Two Sides of Diversification - Masters Wealth Management Investing in a diversified portfolio is a cornerstone of our investment philosophy at Master’s. Extensive academic literature suggests that diversification not only reduces risk but also smooths returns and, over time, tends to outperform individual stock, sectors, or indices. However, diversifica...

In this week's edition of the Master's Minute, Tim Tyson discusses a few different cash savings options, and the pros and cons of each.

Check it out!

The Master's Minute - Cash Savings Options Overview - Masters Wealth Management From 2022 to 2023, the Federal Reserve raised interest rates 11 times, moving short-term interest rate targets from a low of 0%-0.25% to their current level of 5.25%-5.50%. This change provides an opportunity to evaluate if your cash savings are positioned to take advantage of these rate increases.....

"Master’s has always been committed to providing excellent client service. It is in our DNA! It is an important part of who we are, both as individuals, and as a Financial Planning firm. In fact, if we fail to provide client service at a higher level than our competitors, we are highly disappointed! We hope you have experienced extraordinary client service from us!"

Check out this week's blog post by Charlie Keller!

The Master's Minute - Beat the Heat with Great Customer Service - Masters Wealth Management Several evenings ago, Colleen and I took our Mustang GT convertible out for a drive & stopped for a quick dinner on a local restaurant’s patio. It was a very warm June evening, but we cruised for a bit more before returning home. Walking through the door into our house, we were met by a […]

"Put simply, becoming fee-only holds us to the highest standard possible in our industry. We eagerly embrace this model as it highlights our longstanding commitment to prioritize our clients’ interests. It’s a tangible way for us to demonstrate our dedication to a client centric model and represents an evolution in our journey of excellent service to you and your family!"

Check out this week's edition of the Master's Minute, written by Garry North!

Q2 Blog Series: Master’s Wealth Management, Our Own Registered Investment Advisory (RIA) Firm - Fee-Only - Masters Wealth Management Throughout this blog series, we have highlighted different aspects of our transition that we believe will enhance your experience as a client of Master’s in the future. As we conclude our series, we will explore what it means for Master’s to be a fee-only Registered Investment Advisor (RIA). Fee...

"Ensuring that we have the ideal package of technology partners is an ongoing exercise. Now that we are completely independent, we have the freedom and flexibility to make appropriate changes whenever we deem it beneficial for us and our clients. Our commitment to providing our clients with the best possible service and experience is unwavering."

Click here to read more!

Q2 Blog Series: Master’s Wealth Management, Our Own Registered Investment Advisory (RIA) Firm - Improved Technology - Masters Wealth Management In today’s competitive business world, it’s imperative that your technology applications are tailored specifically to your unique business needs. This week’s blog post continues the theme of why Master’s decided to transition to our own Registered Investment Advisory (RIA) firm. One major ad...

"At Master’s, our investment management philosophies are rooted in academic research that has been compiled over many years. This research has uncovered a handful of factors that can lead to higher return expectations over long time horizons."

Check out this week's blog post by Jon Thompson, as he unpacks why our recent transition to our own RIA firm allows us greater investment flexibility!

Q2 Blog Series: Master’s Wealth Management, Our Own Registered Investment Advisory (RIA) Firm - Investment Flexibility - Masters Wealth Management Welcome to the third installment of the Master’s 2nd Quarter blog series, devoted to the reasoning behind our recent transition to our own Registered Investment Advisory (RIA) firm. Last week, Charlie outlined our company’s history and the core pillars that it was founded on that provided the fo...

In this week's blog post, Charlie takes "a little trip down memory lane regarding Master's pursuit of true independence." Click here to read more!

Q2 Blog Series: Master’s Wealth Management, Our Own Registered Investment Advisory (RIA) Firm - Full Independence - Masters Wealth Management The team at Master’s celebrated our official 30th anniversary several weeks ago. When Lyle & I, along with the other founding partners, started Master’s three decades ago, we decided to build this firm on four foundational cornerstones. We sometimes referred to them as the “pillars.” They st...

"On April 1st, Master’s entered a new phase in our journey as a financial planning business, launching our own Registered Investment Advisory (RIA) firm, Master’s Wealth Management. This follows a year of research, conversations, and planning, as we prepared to make a monumental shift in our business model."

Check out our upcoming 2nd Quarter Blog Series, as our advisors discuss what this change means for you as a client!

Q2 Blog Series: Master’s Wealth Management, Our Own Registered Investment Advisory (RIA) Firm - What does this mean for me as a client of Master's? - Masters Wealth Management On April 1st, Master’s entered a new phase in our journey as a financial planning business, launching our own Registered Investment Advisory (RIA) firm, Master’s Wealth Management. This follows a year of research, conversations, and planning, as we prepared to make a monumental shift in our busi...

"When working with clients to help them determine a retirement savings strategy, a common question is whether to contribute on a pre-tax basis, like in Traditional IRAs or 401(k)s, or an after-tax Roth basis to Roth IRAs or Roth 401(k)s. This choice can significantly impact your financial future."

Click here to read more, as Jon Thompson sheds some light on a few things to keep in mind when making this decision.

Navigating the Pre-Tax versus Roth Retirement Savings Dilemma - Masters Wealth Management When working with clients to help them determine a retirement savings strategy, a common question is whether to contribute on a pre-tax basis, like in Traditional IRAs or 401(k)s, or an after-tax Roth basis to Roth IRAs or Roth 401(k)s. This choice can significantly impact your financial future. Tod...

Check out this week's blog post by Colton Keller as he shares a few valuable tips to keep in mind when buying a vehicle!

Navigating the Vehicle Buying Process with Confidence - Masters Wealth Management Making large purchases is generally an unavoidable aspect of life. These can certainly be stressful experiences when they involve unfamiliar territory. Aside from acquiring homes, businesses, or properties, the next largest purchase most people will make sometime in their life is a vehicle purchase....