Financial Life Designs LLC

Sometimes the first steps are the hardest.

How much money should I keep in a savings account for emergencies? Many financial professionals suggest you have three to six months' worth of living expenses for emergencies.

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Newly Widowed Clients: A Four-Meeting Framework This practical "SAFE" guide for financial advisors can help you compassionately support widows during the first months after their loss.

https://www.fa-mag.com/news/why-clients-with--enough--still-struggle-in-retirement-86797.html?section=153&utm_source=FA+Magazine&utm_campaign=c9f3afad3c-FAN_Retirement+Planning_IBD+Survey_052126&utm_medium=email&utm_term=0_-02ce404ce3-625794532

Why Clients With More Than 'Enough' Still Struggle In Retirement Experts say people's difficulties transitioning into retirement often have nothing to do with money.

https://www.usatoday.com/story/money/personalfinance/2026/05/14/asset-titles-beneficiaries-avoid-probate-estate-planning/89993016007/

How asset titles and beneficiaries save your heirs from costly probate Improperly titling assets or naming beneficiaries can lead to delays, misdirected assets and extra costs to your heirs.

https://rethinking65.com/spousal-benefits-and-other-social-security-decisions-clients-need-your-help-with/?utm_campaign=44017549-5-13-26%20RT65%2C%20Social%20Security%20Decisions%20Clients%20Still%20Get%20Wrong&utm_medium=email&_hsenc=p2ANqtz-_pOZJJWnJftHUlWR2_xKAVaRUlRYjEFFyPIdCWCpCn4SudBWZ95aS4cepkcubzfDGAoQCdyHqjIZQyZF1qi2ZwQhxQkT1y9VeEAV1s_-WGkwASz8Y&_hsmi=418014062&utm_content=418014062&utm_source=hs_email

Spousal Benefits and Other Social Security Decisions Clients Need Help With It’s not just about when to claim, but how to claim that can help — or permanently harm — a lower-earning spouse and dependents.

https://rethinking65.com/medicare-advantage-cuts-are-blinding-senior-clients/?utm_medium=email&_hsenc=p2ANqtz--BIXyXgormQCuABB8__a5mcBcGJgZ7SQMANfCVKywBR9YoepFkeZ6fmCDoUpGUPpPsD9wh7yQ1tOlJiO8eWFrsAzvH-JX1V5jfljlqfrdBLyRr9Wg&_hsmi=417173795&utm_content=417173795&utm_source=hs_email

Medicare Advantage Cuts Are Blinding Senior Clients Cuts to supplemental benefits, disenrollment and confusing marketing are making it difficult to pick plans; advisors can help.

Unfortunately it happens more than you know...

What to know about the rise of financial infidelity Curated by Smartbrief. Financial infidelity has become a significant factor in the dissolution of marriages, according to divorce lawyers. This includes secret bank accounts, undisclosed spending and risky financial behaviors such as sports betting. The trend is facilitated by more couples ke...