Creative Legacy Group

𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐬𝐡𝐨𝐮𝐥𝐝𝐧’𝐭 𝐟𝐞𝐞𝐥 𝐥𝐢𝐤𝐞 𝐥𝐞𝐚𝐫𝐧𝐢𝐧𝐠 𝐚 𝐧𝐞𝐰 𝐥𝐚𝐧𝐠𝐮𝐚𝐠𝐞.

Part A. Part B. Part D. Medicare Advantage. Medigap. Enrollment deadlines.

It’s a lot to take in—and for many people, it can feel confusing and overwhelming.

✨ 𝑻𝒉𝒆 𝒈𝒐𝒐𝒅 𝒏𝒆𝒘𝒔? 𝑰𝒕 𝒅𝒐𝒆𝒔𝒏’𝒕 𝒉𝒂𝒗𝒆 𝒕𝒐 𝒃𝒆.

Our team is here to simplify Medicare and help you understand your options without the jargon, pressure, or guesswork. We’ll walk you through your choices, answer your questions, and help you find coverage that fits your needs.

✅ Turning 65 soon?
✅ New to Medicare?
✅ Reviewing your current plan?
✅ Not sure where to start?

We’re just a phone call or email away.
📞 Call us today: 888-991-5180
📧 Email us: kami@creativelegacygroup,com

Medicare is complicated. Understanding it doesn’t have to be.
Let us help you make Medicare simple, clear, and stress-free.

𝐌𝐚𝐤𝐢𝐧𝐠 𝐜𝐡𝐚𝐧𝐠𝐞𝐬 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞? 𝐓𝐚𝐤𝐞 𝐚 𝐦𝐨𝐦𝐞𝐧𝐭 𝐛𝐞𝐟𝐨𝐫𝐞 𝐜𝐚𝐧𝐜𝐞𝐥𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐩𝐥𝐚𝐧. ⏳

Thinking about changing your Medicare coverage?

Before canceling your current plan, make sure your new policy has been officially approved and confirm the effective date. ✔️ Doing so can help you avoid unexpected gaps in coverage.

If you’ve been denied during underwriting, don’t lose hope. A denial from one carrier doesn’t mean you’ll be denied by all of them. Different insurance companies have different approval guidelines, and there may be other options available to you.

The Medicare process can be confusing, but you don’t have to navigate it alone. We can help you review your options and find coverage that fits your needs. 💙



🌎 creativelegacygroup.com

The greatest gift you can give your child isn’t just for today—it’s a foundation for tomorrow. 💙

Children’s Whole Life Insurance provides lifelong coverage, locks in rates while they’re young, and builds cash value over time. As they grow, the policy can grow with them, offering financial protection and future opportunities.
Planning ahead today may help create lasting security for the years ahead.

🔄 𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐬𝐰𝐢𝐭𝐜𝐡𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐌𝐞𝐝𝐢𝐠𝐚𝐩 𝐩𝐥𝐚𝐧?

The process can feel overwhelming at first, but it doesn’t have to be. A few simple steps can help you review your options, apply with confidence, and avoid unnecessary stress.

✔️ Choose the plan that fits your needs
✔️ Submit your application
✔️ Complete underwriting review
✔️ Set your effective date
✔️ Receive your approval decision

The right coverage matters—and understanding the process makes all the difference.

🇺🇸 Honoring the brave souls who gave everything for our freedom.

This Memorial Day, we remember their sacrifice, celebrate their courage, and keep their legacy alive.

We’re already in the middle of 2026 — which makes it a good time to pause and recheck your Medicare coverage.

Plans can shift in ways that affect your doctors, prescriptions, and overall costs, even if you’ve stayed enrolled all year.

Take a quick look at your benefits, don’t rely only on the monthly premium, and make sure you’re still getting full value from your preventive care.

A simple mid-year review can help you avoid surprises later.

🌎 creativelegacygroup.com

𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 & 𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐫 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞 (𝟐𝟎𝟐𝟔)

𝑾𝒉𝒂𝒕 𝒚𝒐𝒖 𝒏𝒆𝒆𝒅 𝒕𝒐 𝒌𝒏𝒐𝒘
If you are still working in 2026 and have health insurance through your employer, you may be able to delay enrolling in Medicare without a penalty.

• If your employer has 20 or more employees, your job-based plan is usually your primary coverage.
• If your employer has fewer than 20 employees, Medicare may become primary, and you may need to enroll to avoid gaps.
• Many people stay on their employer coverage and switch to Medicare after retiring or leaving work.

𝑰𝒎𝒑𝒐𝒓𝒕𝒂𝒏𝒕 𝒓𝒆𝒎𝒊𝒏𝒅𝒆𝒓
Make sure your employer plan is considered “𝙘𝙧𝙚𝙙𝙞𝙩𝙖𝙗𝙡𝙚 𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚” to avoid possible penalties later on.

It’s always best to review your specific situation before making any Medicare decisions.

🌎 creativelegacygroup.com