Kapiloff Insurance Agency

Thank you so much for sharing this kind review, Stephanie!

Your vehicle’s year, make, and model or your home’s age and condition can impact how your premium is calculated. If repairs are expensive, parts are hard to find, the roof is older, or the car has high horsepower, the risk goes up and so can the rate.

Things to do before you leave for vacation:

Every claim tells a story - and companies use it to predict future risk.
Multiple claims? Higher premiums. Long stretch of no claims? Better rates.
Your insurance history follows you from carrier to carrier

Celebrating freedom, unity, and pride.

Your driving record plays a huge role in your auto insurance rate.
Tickets, accidents, speeding, distracted driving — they all add up.
Clean driving = lower rates. Simple as that.