New Life Financial Planning

Our Second Quarter Financial Checklist for 2026 helps you stay on track with your goals—from boosting contributions to reviewing investments and fine-tuning your plan.

Small check-ins now may = big wins later.

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Second Quarter Financial Checklist for 2026 Stay on track in 2026 with this second quarter financial checklist. Review your budget, boost your 401(k), rebalance your investments, and make smart money moves for the rest of the year.

Student loan debt 🤝 retirement savings? Yes, it’s possible. 🎓💼

Learn how the 401(k) student loan match works and how paying down your loans could still help you earn employer retirement contributions. 💰📈

This may help you tackle debt and build your future.

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How the 401(k) Student Loan Match Works Learn how the 401(k) student loan match works, who qualifies, and how SECURE 2.0 lets you earn employer retirement contributions while paying off debt.

New data reveals the shocking cost of 401(k) rollover delays!
Don’t let retirement savings slip away—act now to help keep your future on track.

New Data Reveals the Shocking Cost of 401(k) Rollover Delays 401(k) rollover delays may cost you thousands in lost growth. Learn what causes them, your options, and how to avoid costly 401(k) mistakes.

Want to keep more of your hard-earned retirement savings?
Learn how to potentially avoid costly 401(k) withdrawal penalties!

Smart moves now may = more $$ later!

How to Avoid 401(k) Withdrawal Penalties 401(k) plans are designed to help in retirement, but if you don’t follow the rules, you may find yourself facing 401(k) withdrawal penalties.

💡 Retirement Planning Secret: STOP Leaving Your Kids Money! 💡
👉 If you're thinking of leaving your hard-earned savings to your kids the "traditional" way, you might be making a HUGE mistake. 😱

Here's why:
💰 Leaving IRA/401K = Leaving a Tax Time Bomb.
When your kids inherit an IRA or savings account, a huge chunk could go straight to the IRS. But what if you could leave them tax-free money instead?

🔥 The Secret? LIFE INSURANCE.
With the right plan, you can turn pennies into dollars. (LEVERAGE) Imagine using RMDs from a $750k IRA to create a $1.5M tax-free legacy for your family. And here’s the best part: you enjoy your retirement worry-free while the plan does the work.

But what if you don’t qualify for life insurance? 🤔
We’ve got you covered. Hybrid annuities can help:
✅ Long-term care protection – without the crazy premiums.
✅ Guaranteed lifetime income – so you never run out of money.
✅ Tax-free benefits for care costs – thanks to new laws in 2024.

This isn't about products—it's about peace of mind. 💙

👴🏽👵🏽 If you want to:
✅ Leave a bigger, tax-free inheritance.
✅ Protect your retirement savings from long-term care costs.
✅ Enjoy retirement without the "just-in-case" money stress.

📲 Message me today to learn how!

Let’s build a plan that protects your money, legacy, and peace of mind.

👉 "Retirement isn’t about hoping for the best. It’s about planning for the worst—while still living your best life." – Tom Hegna

Big news for your retirement! 3 Major 401(k) Changes in 2025 you may NEED to know.
Stay informed to potentially make the most of your savings.

Thank you,
Bryan Daly, CFP®

3 Major 401(k) Changes in 2025 You Need to Know Discover 3 major 401(k) changes in 2025 from the SECURE Act 2.0. Learn how to save more for your retirement – faster and smarter.

Nearing retirement with less savings than expected? Don’t worry; there can still time to make a plan! Learn steps to help boost your retirement security.

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What to Do If You’re Nearing Retirement with Less Savings Than Expected Retirement costs are rising. If you are nearing retirement with less savings than expected, don’t lose hope. Take these steps if you have less savings than expected.