Shanna Tabor - Farmers Insurance

Wet roads. Slippery leaves. Ice! And it’s getting dark earlier. Give yourself extra room to stop, stay a safe distance from the car in front of you and make sure your tires and brakes are in good shape.

Before frosty evenings make you pine for a toasty fire, consider having a chimney inspection or professional sweep to make sure your fireplace is safe and ready to roar.

Change the HVAC filters, put up the storm windows, clean out the gutters. If it all sounds like a chore now, imagine when its 20 degrees outside. There’s still time to get your home ready for winter’s cold, snow and ice. farme.rs/FallTips

Ring in the New Year with Farmers.

You don’t have to spend a lot to stay warm this winter. Caulking, weather stripping and door draft guards are inexpensive DIY fixes to help keep drafts out and heat in – and save energy. Got single-pane windows? Storm windows or plastic film provide easy insulation.

Has your heating and cooling system ever broken down? Have you experienced a phone or security system meltdown? When critical equipment breaks down, you know that means your business can, too. Let’s talk about coverage that can help you repair or replace equipment damaged by a power surge, storm and other incidents.

Life insurance is about choices. Learn about the various coverage types tailored to your life stage – whether you're a young professional, pre-retiree, retiree, or business owner.

Life Insurance Coverage Types : Farmers Insurance Term life insurance is affordable life insurance with premiums guaranteed to remain level, often with the greatest amount of coverage for the lowest initial cost.

Flat tires don’t wait for the new year. Having an emergency kit in your trunk could help you stay safe if you broke down on the road or had to make an unplanned stop. Just be sure to pull off the pavement as far as you can to wait for assistance to arrive.

Holiday travelers — don’t forget to pack an umbrella (as in, the insurance policy). It’s there to help if you run into trouble and the costs exceed the liability limits of your primary insurance policies. Call me.

After a summer on the road, your RV is ready for a little love – and maintenance. Check your tire pressure, windshield wipers, lights, filters and oil. Batten down the interior, too, by cleaning out all food and anything that might attract insects or rodents looking for a cozy winter home.

Happy Holidays from Farmers Insurance

Gather round and celebrate the season, with best wishes from Farmers.