Andy Ripps at OriginPoint NMLS 263841
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Andy Ripps offers expertise and personalized services for new home purchases and refinances.
I am a Producing Branch Manager/VP of Mortgage Lending NMLS 263841 at OriginPoint (operating as OriginPoint Mortgage, LLC in California state) NMLS 2185899.
Every rental property has a financial story worth paying attention to. A DSCR loan qualifies you on that story, using what the property earns instead of your personal income. It's a more direct path for investors who'd rather move on cash flow than paperwork.
Want to see what your next property could unlock? Let's talk.
https://myoc.io/d4MN02KN6Nq/VwiBv
NMLS # 263841
Don’t let closing costs sneak up on you. Beyond the down payment, buyers must be ready to pay items at closing, such as loan origination fees, credit report fees and a title search fee. Discover other common closing costs to prepare for the big day.
https://myoc.io/d4MN02KN6Nq/f9VP3
NMLS # 263841
If you think spring is the only homebuying season worth considering, you may be missing out on the benefits of fall. Instead of waiting for the “perfect” time, it’s better to find an option that aligns with your goals and your budget.
When you’re ready, I’m here to help you prepare to make the move that’s best for you.
https://myoc.io/d4MN02KN6Nq/JazEV
NMLS # 263841
Buyers don’t always put 20% down. In these cases, PMI (Private Mortgage Insurance) fills in the gaps, helping them qualify to purchase their home sooner without having to save up and wait.
Learn the language of homebuying to uncover more opportunities that could help you achieve your goals.
https://myoc.io/d4MN02KN6Nq/bKYV0
NMLS # 263841
Buying power depends on more than income alone. To set an accurate home budget, consider expenses, debt, savings and financial goals. Curious how much home you could afford?
Get in touch to explore the options.
https://myoc.io/d4MN02KN6Nq/bnRrU
NMLS # 263841
09/18/2026
Knowing the data means you’re always in pole position. Pending home sales increased in August, despite higher mortgage rates. With increased buying power and income growth, there’s more opportunity to negotiate at the offer table.
Ready to make your move? Let’s connect.
https://myoc.io/d4MN02KN6Nq/WH3OY
NMLS # 263841
09/17/2026
Those who use the market to their advantage often score the biggest wins. Increased rates mean more inventory, which may lead to more competition between sellers. And when sellers are motivated, you have an edge at the offer table. This is precisely the time to make big moves.
Let’s connect on how to make your dream home a reality.
https://myoc.io/d4MN02KN6Nq/ZOeDI
NMLS # 263841
09/16/2026
Bigger, better, stronger, sooner 💪 That’s your homebuying power with our increased conforming loan limits.
Have questions? Let’s chat!
https://myoc.io/d4MN02KN6Nq
NMLS # 263841
Buyers don’t always have to put 20% down. Understanding the truth about down payments is one of the most important steps in preparing to buy a home. Let’s create a plan that aligns with your financial goals. But first, here’s the truth behind common mortgage myths.
https://myoc.io/d4MN02KN6Nq/hY2Bt
NMLS # 263841
Did you know that a $2,000/month rent payment adds up to $72,000 in three years? That’s money renters don’t get back. Homeowners, on the other hand, could achieve financial goals for the future through equity.
Curious whether buying could make sense? Get in touch to review the possibilities.
https://myoc.io/d4MN02KN6Nq/6K7wW
NMLS # 263841
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Website
Address
230 E Broadway, Suite 3B
Jackson, WY
83001
Opening Hours
| Monday | 8am - 5pm |
| Tuesday | 8am - 5pm |
| Wednesday | 8am - 5pm |
| Thursday | 8am - 5pm |
| Friday | 8am - 5pm |
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