MeridianLink

Every borrower's path to homeownership looks a little different. 🏡

Affordability challenges, financial goals, and life circumstances all play a role in shaping what's possible.

That's why helping borrowers starts with understanding the full picture, not just a credit score or application.

During National Homeownership Month, we're recognizing the importance of creating lending experiences that help people better understand their options and move forward with confidence.

Juneteenth is a time to reflect on resilience, progress, and the enduring importance of opportunity, community, and freedom.

Today, we recognize the significance of this moment in history and the continued work toward building a more inclusive future for all.

Implementing isn't the challenge. Operationalizing it is. ⚙️

Many lenders have invested in AI tools, yet manual processes, disconnected systems, and fragmented workflows continue to create bottlenecks across the loan lifecycle.

The question is no longer whether to adopt AI. It's how to build the operational foundation that allows it to deliver meaningful results.

Our latest HousingWire white paper explores how lenders can move beyond isolated automation and create workflow-native AI environments that drive efficiency, consistency, and better borrower experiences.

Link: https://okt.to/0W1hDP

Operationalizing AI in Mortgage Lending: Moving beyond fragmented automation to workflow-native intelligence - HousingWire A workflow-native AI model uses normalized loan data and event-driven triggers inside the LOS to reduce document rework and delays.

Borrower behavior has evolved.

Has your LOS?

Today's homebuyers don't always follow a predictable path from application to closing. Yet many financial institutions are still relying on technology designed for a much different market.

When systems and workflows can't adapt, opportunities get missed.

In our latest CUInsight.com article, Vince Furey shares what this means for lenders and how to respond with greater speed and flexibility. 👇
https://okt.to/Ecs5Dl

Your current mortgage LOS was built for a different market Explore the impact of mortgage LOS technology on current borrower demand and market changes in the mortgage industry.

The journey to lasting growth and deeper relationships looks different for every financial institution, and so do the results:

~$1M/month in lending volume
50% of decisions confidently automated
+17% deposit account applications
$19.4M in direct auto loans & $43.1M in credit card value

But across these varied outcomes, one pattern stands out: performance accelerates when consumer lending, account opening, and digital engagement are unified within the MeridianLink® One platform.

See how four financial institutions turned digital acquisition into a growth engine using configurable workflow rules, real-time analytics, and more: https://okt.to/NzsxKR

shouldn’t replace human expertise; it should amplify it. 🤝

In lending, some of the biggest opportunities come from helping teams spend less time chasing documents, comparing data, and managing manual processes.

The result isn't just greater efficiency. It’s unlocking capacity—giving teams back time for the relationship-building work that requires human judgment, guidance, and trust.

That's one of the topics MeridianLink's Kelly and Coggiola explored on a recent episode of Daily. They discuss how we’re helping our customers drive greater speed, accuracy, and quality in the back office so those improvements carry through and create greater value across the front-end experience.

They also dig into:
👉 The strength of our expansive marketplace and partner integration network
👉 How operating as a private company is enabling faster product innovation
👉 Ways we’re making it easier for customers to better serve their communities

🎧 Listen now:
https://okt.to/4Vz8MX

Using AI to speed up the right parts of the loan process - HousingWire Sarah Wheeler talks with two executives from MeridianLink — JP Kelly, senior vice president of mortgage, and Troy Coggiola, chief product and strategy officer — about using AI to gain speed and accuracy in the loan process.

Homeownership remains one of the most powerful ways people invest in their future. 🏡

Yet 1 in 4 Americans say owning a home feels unattainable as housing costs and everyday expenses continue to rise.

During National Homeownership Month, it's worth asking: How can lenders help make homeownership feel more achievable?

It starts with understanding each borrower's unique situation, simplifying the mortgage process, and helping identify opportunities that may otherwise go unnoticed.

Technology and automation can play an important role. Not by replacing the human side of lending, but by helping lenders spend more time guiding borrowers and less time managing manual processes.

Explore our latest blog to learn how AI and automation are helping lenders create more pathways to homeownership. 👇
https://okt.to/QxORSI

Yes, data really does make a difference. In the case of Space Coast Credit Union that difference looks like an additional $19.4M in direct auto loans and $43.1M in credit card value.

With support from MeridianLink Engage, they transformed broad member outreach into a repeatable, targeted re-engagement strategy that led to:

✔️Consistently high-volume acquisition, including 2,200+ new credit card openings per quarter

✔️$19.4M in direct auto loan funding across 639 loans in just one quarter

✔️Strong omnichannel conversion performance, with ~60% PURL engagement shifting to online banking and direct mail contributing ~20%

See what went into developing SCCU’s ongoing re-engagement efforts and how MeridianLink capabilities like closed-loop performance tracking and behavioral triggers helped them along the way 👇

https://okt.to/nREe2Z

🚨Too often, strong borrowers get caught in manual reviews, disconnected fraud signals, and overly cautious decisioning. The reason for this is not always because lenders lack tools, but often because those tools aren’t working together in a way that builds clarity.

If that sounds familiar, you won’t want to miss this webinar: https://okt.to/UF4wAr

Join us for a live discussion exploring a smarter, more connected approach to fraud and decisioning!

We’ll cover:

• Where friction and fraud risk actually surface across the lending journey, and why it’s often earlier than expected
• Why decisioning breaks down in practice, leading to avoidable manual reviews and inconsistent outcomes
• How leading lenders are moving beyond rigid rules to faster, more confident, data-informed approvals
• When additional data signals meaningfully improve decisions and when they introduce unnecessary complexity

When lenders spend less time navigating manual processes and fragmented workflows, they can spend more time building trust, strengthening relationships, and helping borrowers achieve their financial goals.

That was one of the key themes when MeridianLink President & CEO Larry Katz joined Chrisman Commentary to discuss the future of lending.

The conversation explores how lenders can simplify complexity behind the scenes while empowering banks, credit unions, and IMBs to focus on what matters most: the people and communities they serve.

Key takeaways:

— Why it's an exciting new chapter at MeridianLink, driven by a continued commitment to innovation and customer success

— How digital lending technology can strengthen and amplify human relationships, not replace them

— Why reducing back-office touches creates more opportunities for meaningful borrower interactions

— How MeridianLink Intelligence and embedded AI agents can help lenders accelerate loan approvals, increase conversion rates, and enhance the borrower experience

— How innovations like DocAgent are addressing high-friction points across the consumer journey

The future of lending isn't about choosing between technology and relationships, it's about using technology to create more time for the relationships that matter.

🎧 Listen to the conversation here: https://okt.to/bI6q1H

6.5.26 International Money Flows; MeridianLink’s Larry Katz on Simplifying Lending; May Payrolls – Chrisman Commentary Podcast / June 5, 2026 Friday, June 5, 20266.5.26 International Money Flows; MeridianLink’s Larry Katz on Simplifying Lending; May Payrolls 0:00 0:00 Listen on YouTube Today's episode includes a look at how money flows around the globe. Plus, Robbie sits down for an interview with MeridianLink's L...