burnhamrisk

Today is ! What does that mean exactly? National Health Care Day exists to inspire, educate and empower the public and providers about the importance of advance care planning.

Our team here at Burnham are experts when it comes to understanding the importance of comprehensive health care benefit plans for businesses. Especially now that we've seen how vital health benefits have become in protecting the American from .

Are you curious to learn about what benefits or voluntary benefits your options are available for your company? Head to our website to learn more!

https://qoo.ly/35hmrg

Protect your with Errors & Omissions Insurance. E&O coverage kicks in where your Commercial General Liability policy does not provide coverage, such as for service errors, contract performance disputes or any other professional issues. These policies also include defense costs, which can be quite substantial even if liability is not found.

Did you know that theft of money, computer fraud, and employee dishonesty are not usually covered except in minimal amounts in Business Owners packages? Crime coverage forms fill in those gaps. It's critical to know your full coverage details in case you or your business run into an incident of theft. For more information on crime coverages, contact our risk specialists today.

Why is a personal umbrella policy important? It works to fill gaps in your coverage. When litigation ensues, it’s typically for a large amount. If you get into a car accident and injure several people, you could be sued for millions of dollars; well beyond the limits of your automobile policy. You can also be held responsible if your dog bites someone, if your child injures another kid in a fight at school or if a handyman hurts himself at your home. To learn more about the benefits of umbrella , contact Burnham Risk today.

Uncertain if workers' compensation applies to YOU in your state? Workers’ compensation provides protection for both the employee and the employer. Each state determines who must insure workers’ compensation, so it is possible that self-insuring may be an option in your state. Not all are covered by workers’ compensation in every state. The following are examples of some types of workers who may not be qualified for workers’ compensation: Real estate agents, Performers, DJs, volunteers, and taxi drivers.

For more information on workers' compensation insurance, contact our team today.

Cyber Risks and Liabilities: "Phishing", a type of attack in which a disguises themself as a trusted source online in order to acquire sensitive information, is a common and technologically simple scam that can put your and at risk. For more information on how you can protect your business from attacks, contact Burnham Risk's experts today.

According to researchers, three out of five will be sued by a prospective, current or former while they are in . While many suits are groundless, defending against them is costly and time-consuming.

Employment practices policies provide protection from the following wrongful employment practices: Harassment, Discrimination, Actual or alleged wrongful dismissal, discharge or termination, Employment-related misrepresentation, and more.

For more information on employment practices liability policies, contact our risk experts today.

Property & Time Element Cause of Loss: This coverage insures against fire, lightning, explosion, smoke, windstorm or hail, aircraft/vehicle, riot or civil commotion, vandalism, sprinkler leakage, sinkhole, and even volcanic eruption.

! Are you prepared for 2020? Strategically choosing the right broker partner will be an instrumental decision in order to manage risks and have profitable . Click the link to head to our website and contact Burnham Risk today to see how we can best partner with your construction team.

https://qoo.ly/34j84w

According to a report by the U.S. House of Representatives' Committee on Education and Labor, 69% of all injuries and illnesses may not be represented correctly. On a level, not reporting or under-reporting workplace injuries can have serious ramifications on the . Visit our blog today to learn about the reasons and consequences of underreported workplace injuries.

- Employee Benefits Liability covers the cost to that results from incorrect information provided regarding their . An example is not providing the employee with the appropriate COBRA information following their termination that results in the ex-employee losing .

According to the Federal Emergency Management Agency, 40% of businesses never reopen after a disaster. On today's we are sharing 6 Steps To Minimize Business Interruptions that will protect your from whatever interruptions that could occur.
https://qoo.ly/349mg4