Dutch Fork Insurance

This Memorial Day, we honor the brave men and women who made the ultimate sacrifice for our freedom. At Dutch Fork Insurance, we're proud to serve those who protect our community. Take a moment today to remember our heroes and reflect on the true meaning of this patriotic holiday.

Our office with be closing at 1:00pm today in observance of Memorial Day. We will re-open on Tuesday 5/26/2026 at normal operating hours. We hope that you have a fun and safe Memorial Day Weekend!

Are you going on an adventure this weekend? Whether it's a road trip, water trip, or exploring new places, make sure you're covered. Dutch Fork Insurance offers reliable protection for your vehicles, boats, and more, so you can focus on the journey. Call us today to learn how we help keep your adventures worry-free!

Click now to explore coverage options designed for your lifestyle.



https://dutchforkins.com

Our office will be closed today in observance of Good Friday. We will re-open on Monday 4/6/26 at normal business hours. We hope you have a wonderful Easter weekend with your family!

Yes... we felt the earthquake! Now, to answer some of your most heated questions.

Most of you, along with a lot of others do not have "Earthquake Coverage" on your homeowners insurance policies. It is entirely up to you on whether or not you would like to carry that coverage and we are happy to add that coverage if you want to spend the money and it makes you feel at ease.

First lets educate you about that coverage.

In the state of South Carolina you can add an endorsement (extra coverage) to your homeowners insurance policy to cover for earthquakes. From our experience the average cost is around $300 per year depending on your specific insurer. Now while $300/year may not sound overly expensive the deductible you end up with is a completely different story being that the average deductible is 10%.

So, what does 10% mean?

It means that you have to pay the first 10% of the dwelling coverage for your home, for example if you have a home that is insured for $500,000 then your deductible would be $50,000.

At the end of the day most people decide that it is not cost effective when you take into account the extremely large deductibles but you as an individual have to determine what works for you based on your specific situation. If you have any questions or want to speak more in depth about the coverages on your policy please feel free to give us a call anytime!

Our office will be closed today in observance of Presidents' Day. We will return tomorrow 2/17/2026 at 8:30am. We hope you have a wonderful day with your families.

🎉🎆As we step into the new year, it's the perfect time to reflect on what matters most—our loved ones and our peace of mind. Here's to a new year with new beginnings! 🎆🎉

Happy New Year's Eve! Our office will be closing at 3:00pm today in observance of the New Year's Holiday and re-open Friday 1/2/2026 from 9:00am - 1:00pm. Thank you for allowing us to assist you and your family in 2025 and we look forward to a great 2026! We hope you have a very Happy New Year!