Elements Financial
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Official page of Elements Financial. Equal Housing Lender. Federally insured by NCUA. Established in 1930. And the network is growing every day.
Elements provides access to some of the lowest loan rates & fees and some of the highest deposit rates in Central Indiana. More importantly, we do so with an individualized approach, taking the time with our members to understand their needs and unique circumstances. As a well-capitalized $2.0+ billion financial institution, we have the resources, staff and expertise to support your employees with unparalleled service and high-end technology. Elements Financial is not a bank; not just a credit union. We are an "at work" financial wellness provider with a national footprint. We began as the credit union for Eli Lilly and Company in 1930, and today we serve more than 100 other organizations and 90,000+ members. We are member-owned, allowing us to focus on the objectives of members, not on a targeted return to third party shareholders. We promise to help you achieve financial wellness in life with your own money management plan. We will nurture you toward your goals, assist you through processes, and engage you with the tools and resources that best fit and support your plan. Elements Financial will always be looking out for your best interests. Elements offers its members seven branch locations, as well as access to over 78,000+ surcharge-free ATMs, 5,000+ shared branches and service centers nationwide. Join us today as we pursue the goal of financial wellness together. Take advantage of these products and services we offer:
-24/7/365 eBranch Internet and Mobile Banking including remote check deposit.
-Borrowing, saving, investing and payment options. We offer everything from mortgages, auto loans, student loans; to numerous savings and checking options. Elements Wealth Management services also provide long term care insurance.
-Our Financial Wellness Resources support you through various stages of you financial life. You can participate in a series of our valuable Life Lessons Workshops that we bring to various locations.
-We also offer Health Savings Accounts (HSA).
09/18/2026
Why choose one timeline when you don't have to? Save across our 8, 13, and 18-month Share Certificates, all earning 4.50% APY¹
👉 Learn more and open yours: elements.org/bestrate
09/17/2026
This weekend at the Indians' Fan Appreciation games, we gave $750 to 3 winners through our Dream Maker Giveaways — $2,250 total to support our community:
💙 A family caring for a loved one battling cancer
📚 A kindergarten teacher stocking her classroom
👩👧 A mom taking time off for her child's surgery
Helping people through life's big moments — that's what we're all about.
09/16/2026
We loved hosting 28 Dream Alive students at HQ yesterday!
Our team shared real career advice and lessons learned along the way. We are proud to support the incredible work Dream Alive does empowering Central Indiana students.
09/11/2026
Twenty-five years ago, our nation changed forever.
Today, we remember the lives lost, honor the first responders who ran toward danger, and reflect on the unity that carried us through. Never forget. 🇺🇸
09/05/2026
📅 Reminder: Elements Financial branches will be closed Monday, September 7th in observance of Labor Day. 🇺🇸
We'll be back to our regular hours Tuesday! Wishing everyone a safe and happy long weekend. 💙
09/04/2026
🔧 Digital Banking Upgrade Alert
From Sept 8–9, Online & Mobile Banking will temporarily be view-only. You'll still see your accounts, but transfers, bill payment changes, and other transactions will be paused until the upgrade is complete.
➡Plan ahead — get transfers done before Sept 8!
Need to make a transfer during this time? Call us and we can help!
📞 800-621-2105
📧 [email protected]
💬 Live Chat elements.org
Stay Updated: https://www.elements.org/digitalbanking
It's the FINAL round of Pets of Elements! 🐾🏆
Round 2 brings our last lineup of furry Elements family members ready to steal your heart one more time.
Comment your favorite below — may the best paw win!
The Pets of Elements lineup begins! 🐾 First up: these furry members of our Elements family, ready to steal your heart. 💙 Comment your favorite below.
08/21/2026
Fraud Friday tip: know the difference between us and a scammer.
We'll never:
🚫 Rush you to act fast
🚫 Ask you to keep it secret
🚫 Refuse to let you verify us
If you spot these red flags, hang up and call us directly at 1-800-621-2105 from a trusted number.
More tips: www.elements.org/fraud
08/19/2026
A better digital banking experience is just around the corner! 🎉
Our upgraded digital banking platform is launching soon, bringing a fresh look and enhanced experience.
Get Ready for the Upgrade:
✔️ Verify your contact information
✔️ Check our upgrade page for updates
Learn more: https://www.elements.org/personal/digital-banking/
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Address
225 South East Street #140
Indianapolis, IN
46202
Opening Hours
| Monday | 8am - 4pm |
| Tuesday | 8am - 4pm |
| Wednesday | 8am - 4pm |
| Thursday | 8am - 4pm |
| Friday | 8am - 4pm |