Snowbird Financial LLC

https://www.capitalgroup.com/advisor/practicelab/articles/Using-Active-ETFs.html

Portfolio makeover: Using active ETFs to reduce risk, save advisors time A portfolio built with active ETFs can reduce equity concentration risk, incorporate flexibility, and ultimately free up advisors to spend more time serving clients.

It's important to stay disciplined in the face of economic uncertainty moving into 2023. I offer complimentary consultations to new potential clients. A second opinion can never hurt.

U.S. market outlook for 2023 The U.S. economy appears headed for recession, but opportunities to invest in thriving, well-managed companies can be found despite macroeconomic headwinds.

Some historical perspective on the markets related to the election. The most important takeaway is to maintain discipline and focus on your long term goals.

American Funds

Questions you should ask your Financial Advisor:

Are you a fiduciary?
What experience do you have?
How are you compensated?
What services do you offer?
What is your approach to financial planning?
What is your approach to investing?
Will you be the only person working with me?
Have you ever been disciplined for anything in your career?