Optimistic Financial Solutions

Paying off a collection account will not automatically remove that account from your credit report . It will still report negatively unless you have it removed !!

Did you know that 35% of your credit score is determined by your payment history? If you aren’t consistently making on time payments, it will hurt your score .

Your credit is important! Your credit is your reputation as a borrower. You want your credit report perfected when it’s time for you to get that car you always wanted , and the dream home for your family. Click the link below to schedule a free consultation💚🤍 https://optimisticfs.as.me/schedule.php

Happy Wednesday 🤍 If you’ve been struggling with procrastination like myself , establish a routine & start working on the important things . Give yourself grace & take one step at time 💚🙏🏾

Student loans can impact your score depending on how they are reporting and how you’re handling them. Don’t let student loans hurt your credit score 🚩.

Having bad credit can lower your chances of getting approved with a low interest rate & low down payment . With good credit your chances of approval are way higher ! Let’s increase your credit score today so you can get that apartment, home , or car of your dreams 💚

Although paying your debts helps you tremendously, it doesn’t completely fix your credit . Most times when you pay off a debt it will remain on your report which means it’s still reflecting negatively. But don’t worry that’s why we’re here to help☺️
https://optimisticfs.as.me/schedule.php

Don’t let them tell you that bankruptcy is a good idea🛑. Bankruptcy damages your credit report , will appear as a public record on your report for years, & decrease your approval odds. Call us first 📲🤳🏽 833-387-4381

That credit most definitely hits different once it’s fixed! You won’t have to worry about getting denied for a car loan, home loan, credit cards , etc. Let’s get you started today 💚 click the link below to book a FREE consultation 👇

https://linktr.ee/optimisticfs

Book a consultation to get started on your credit repair need today!! https://linktr.ee/optimisticfs

Ready to take your credit to the next level? Trying to become a homeowner in 2022 ? Need a new car? Need future business funding? I got you! Text “CREDIT” to 833-387-4381 so we can get started on your credit restoration journey✨

This client is only 21 points away from a 700 credit score ! This could be you but you’re playing !!! Watch me get this client into the 700’s 😬🙏🏾