Eaglin Realty

"I hope that in this year to come, you make mistakes🤦🏾‍♀️
Because if you are making mistakes, then you are making new things, trying new things, learning, living, pushing yourself, changing yourself, changing your 🌎 world.
You're doing things you've never done before, and more importantly, you're Doing Something❣️
So that's my wish for YOU, and all of us, and my wish for myself🙋🏾‍♀️ Make New Mistakes !

Make glorious, amazing mistakes 🙃
Make mistakes nobody's ever made before🌞

Don't freeze, don't 🛑stop, don't worry that it isn't good enough, or it isn't perfect, whatever it is:
art, ❤️ love or work or family or life.
Whatever it is you're scared of doing, Do it ✔️
Make your mistakes, this year and forever."

Neil Gaiman

Happy New Year 🥳🎊

New 🚗🚙 car reminder from @ Dave Ramsey

If you're preparing to buy a home soon, keep these costs in mind.

The larger your down payment can be, the lower your monthly payment will be. Putting at least 20% down will also help you avoid paying even more each month for private mortgage insurance (PMI). If you're a first-time homebuyer, 5-10% for a down payment is fine, just do NOT go any lower than 5%. (Yep, that means steering clear of 0% down loans.)

Closing costs usually include home inspection, appraisal, origination fees, title insurance, homeowners insurance, and taxes. All together, plan to pay about 3 to 4% of the home's sale price for these fees and services.

Moving expenses can vary based on how you plan your move, and how far you're going. These should add up to less than 1% of the home price.

As you get closer to being ready to buy, get a trusted real estate agent on your side. My team recommends top agents all around the country who will make it their mission to help you find a home while keeping your other financial goals in balance.

🏡 Find a great agent in your area: https://ter.li/GreatRealEstateAgent

One step back 3 steps forward. So few are willing to take a step back for happiness, it’s unfortunate because a lot of that is based on societies current pov and judgement - try to block out the noise and lean into your truth, choose humility and grit and inconvenience for a period of time to get to your joy ❤️❤️☀️💛💛💛

For a lot of families, forgetting to turn off the lights is already a hot topic of conversation. But there’s good reason: Keeping the lights on when they’re not in use is a real drain on your electricity—and your money. For every 40-watt light bulb that runs for an hour, 0.04 kWh of energy is used up. So, let’s say your electric company charges 10 cents per kWh of electricity. That means every hour the light is turned off, you’ll save $0.004. That might not sound like crazy savings, but if you switch off just five lights in your house for 10 hours a day, you’ll save $6 a month on your electric bill. The more lights you switch off (and the higher wattage they are), the more you’ll save. And when you’re living on a budget, every little bit helps. #utilities #savemoneytips #savemoney #budgettips #frugalliving #electricitybill #energysaving