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Concerns about stimulus check
Some of the confusion may lie in the payment’s technical terms. The stimulus checks “are considered an advance refund of a 2020 tax credit, not a loan,” said Neal Stern, a member of the American Institute of CPAs Financial Literacy Commission.
Breaking that down, Stern said it’s a sum of money the feds are crediting to taxpayers for next tax season — except they are paying it right now, because millions need it right now.
Remember that this is technically a 2020 tax credit.
'I'll have to pay back this money'
“No, you do not. It's yours to keep,” said Lauren Saunders, associate director of the National Consumer Law Center. Some of the bill summaries note the stimulus is an advance on your 2020 tax credit, but consumers shouldn't think of the credit like an advance that's due back later.Dec 28, 2020

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