JULIA Phillips - Realtor

MARKET UPDATE: October 20th: 15 Year Fixed - 5.81%, 30 Year FHA - 5.99%, 30 Year VA - 6.01%, 30 Year Fixed - 6.23%

Research shows January is the best month to buy a home with prices about 8% lower than May, saving buyers about $23,000 on a 1500 sf home. The GOOD NEWS is ... with the slower market in 2024 and 2025, you don't have to wait until January!!

Right now you can get a great deal on homes and with an experienced Realtor you may be able to get an even better price.

Let's put my experience to work for you!

Market update September 29: 15 Year Fixed - 5.90%, 30 Year FHA - 6.09%, 30 Year VA - 6.10%, 30 Year Fixed - 6.38% Not only do we have continued interest rates in the 5s but Dave Ramsey says "now is the time to buy" which means, as a seller, you should be listing as well. So let's get ready! Put my experience as a buyer and seller Realtor to work for you.

Everything you need to know about credit scores and home equity loans.

Home Equity Loan Credit Score 101: What You Need to Know Understand the credit score requirements of home equity loans and how your score can affect your terms.

Interested in this property? Contact me to see it in person!

4139 King Rail Circle Galveston, TX 77554 Welcome to this tastefully furnished and freshly painted 3 bed, 2.5 bath home in the resort property of Pointe West. Just a short stroll to the beach or enjoy beach and pond views from your balcony! This property comes FULLY FURNISHED and ready for vacation rentals or the ultimate getaway retreat. C...

Planning to an old dresser? Here are some tips to consider when it comes to painting a dresser.

How to Paint a Dresser Without Sanding: Easy DIY Makeover Learn how to paint a dresser without sanding for a smooth finish. Ready to convert your furniture? Start your no-sanding makeover today!

Create new memories in this beautiful home.

1812 Matthews Street Houston, TX 77019 RARE 4-bedroom townhome offers the perfect layout offering you the convenience of having your home office or baby room steps away to accommodate your needs. Freshly painted inside (July 2025), with stunning newly refinished oak hardwood floors (July 2025). The home boasts an open-concept kitchen fea...

It's deals like this that hardly ever stay on the market!

22517 Bay Point Drive Galveston, TX 77554 SHORT-TERM RENTALS ALLOWED! Beautifully furnished beach home with stunning bay views and open-concept layout designed for entertaining. The spacious living area features laminate wood floors, high ceilings with exposed beams, and a cozy wood-burning fireplace. Kitchen includes granite countertops, s...

Looking to increase your home value? Consider these projects.

Home Remodeling Ideas: Best Ways to Increase Home Value Looking to increase home value? From adding curb appeal to remodeling your kitchen space—boost your home resale value with these 12 home remodeling ideas!

If you've been holding out for the perfect home, look no further.

3104 Bagby Street Unit B Houston, TX 77006 Nestled in the vibrant heart of Montrose, this beautiful single-family home offers the perfect blend of urban convenience & stylish living. Steps away from some of the citys best restaurants, bars & eclectic shops, this property is ideal for those seeking a dynamic lifestyle within walking distance....

A is a great time to decide what toys you should keep.

How To Pack Toys for Moving Wondering how to pack toys safely for your move? Get expert tips on organizing and protecting your child’s favorite toys for a safe, hassle-free relocation.

Dreaming of a new home? This 3 BED, 2 full and 1 half BATH home might be the one you've been thinking of.

10512 Exeter Street Houston, TX 77093 Welcome to 10514 Exeter St, a beautifully crafted new construction home offering 3 bedrooms, 2.5 bathrooms, a gameroom, and an impressively large primary suite. Thoughtfully designed, this two-story home features a bright, open layout with stylish finishes, wood-look flooring, and a modern exterior....

Make picking a sofa for your home easier with this helpful guide.

The Ultimate Guide to Choosing the Perfect Sofa for Your Space Whether you are looking for a plush sectional to accommodate large family gatherings or a small sofa for your office space, we are here to guide you through every step.