FHA.com

Need to buy a home and want to know what your borrowing power is? Your journey starts with knowing your local loan limits. https://www.fha.com/lending_limits

Do you know the factors that cause your home loan to be more expensive? https://www.fha.com/questions/what-factors-affect-fha-loan-cost

What you NEED TO KNOW about FHA down payment requirements and local down payment assistance programs. https://www.fha.com/videos/down-payment-grants

What to know about your CREDIT REPORT. https://www.fha.com/define/credit-report

Did you know there's an FHA mortgage that lets you RENOVATE and REFINANCE at the same time? https://www.fha.com/fha_rehabilitation_loan

Sometimes it makes sense to pay for discount points when you're buying a home. But not always. Do you know the difference? Learn more NOW. https://www.fha.com/fha_article?id=4257

What to know about your home loan down payment. Are you READY to start your journey toward home ownership? https://www.fha.com/fha_article?id=4241

Is it TIME TO REFINANCE? https://www.fha.com/fha_article?id=4259

Some borrowers want to know if it's possible to avoid the FHA loan funding fee. Do you know the answer? Learn more NOW.

Is There a Way Out of the FHA Loan Funding Fee? The fee is a percentage of the base loan amount. The agency sets this rate at 1.75 percent of the base mortgage sum. This charge is separate from the annual mortgage insurance premium that borrowers pay in monthly installments.

Are YOU a FIRST-TIME home buyer? https://fha.com/first-time-home-buyers