Jaimes Insurance

Why has Texas homeowners' insurance gotten so expensive? Blame physics. | Opinion In Texas, the average annual homeowners’ insurance premium is $3,726 — $1,496 above the national average.

Notice!!

Texas Windstorm Insurance Association weighing 10% rate increase in wake of extreme weather events Many insurance companies have raised rates or pulled back in Texas, due in part to extreme weather events such as Hurricane Beryl and the May derecho

A good piece to read 📖

Why insurance is (still) keeping your mortgage rate high Everyone wants the Fed to cut rates but…

Good advice to have!

Please don’t do that

Homeowners Insurance: You Can't Afford to Skip It You likely are well aware that it has become a lot more expensive to...

Good to know info…

Insurance Coverage Q&A: Matching and pair & set clause | PropertyCasualty360 When the replacement windows don't match the undamaged windows, does the pair and set clause apply?

Always make sure you’re insuring your assets properly.

Homeowners are making renovations without updating insurance policies | PropertyCasualty360 Around one-third of homeowners said they didn’t know they needed to update their insurance coverage after a renovation.

State Farm P/C Businesses Report $13B Underwriting Loss Late last year, State Farm's chief executive broke the news that the auto giant would record the largest underwriting loss in its 100-year history for

Why Not Go Direct on Homeowners, Allstate CEO Asks When Allstate's chief executive officer looks at potential growth opportunities for personal lines insurers, he sees an untapped part of the homeowners

Another unfortunate & devastating event for our Great State of Texas...

With temperatures rising and Texans trying to return to normalcy it is important to keep an eye out for potential damages to your property.

I’d like to offer the following advice:

1. Locate your policies and review coverages to see which may apply to your loss and know your deductibles. If coverage extends, call your claims in and expect to be in queue. Insurance carriers have also been knocked offline and are prioritizing/ focusing all efforts on managing Claims and restoring systems.
2. Take pictures of your damage (up close and far away) this helps adjusters understand the magnitude of your losses especially if you decide to repair the damage prior to an adjuster visiting with you (delays should be expected).
3. Repair/Restore damaged property- Verify the hired technicians/contractors are qualified and insured to complete the work needed, request work invoices which specifically states what was included in their work bid. Material and labor? Labor only- need to specify!Request PAID receipts for items paid out of your pocket.
4. If you have common shared lines:
(Condominium/Townhomes) verify what your HOA covers so you do not take on an unnecessary repair expense and submit emergency service calls to your HOA so they can generate a ticket for service to their trusted vendors/contractors.

📌All in all- Documentation is key! This helps adjusters expedite their files and helps consumers get a tiny step closer to closing this chapter. Stay Strong Texas! 🙏🏼

-AC

💛Happy Thanksgiving 🍁 🦃
Let’s Give thanks for the comfort spaces we create to call H🧡me.

Now is the best time to shop your insurance products📊 Save a $ if you can📇
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