Gregg & Valby, LLP

What a great turnout at this month’s Houston Mortgage Bankers Association Luncheon. It was a full house!

Thank you to the 2025–2026 HMBA Board for a year of outstanding leadership and service to our industry. Congratulations to the incoming board members—we look forward to all that's ahead in the coming year.

Dr. Ted Jones delivered another outstanding presentation, sharing valuable economic and housing market insights, thoughtful forecasts for the months ahead, and, as always, a healthy dose of humor that kept the audience engaged from start to finish.

We're grateful for organizations like HMBA that create opportunities to learn, connect, and strengthen relationships across our industry.

Karen Johnston, Grace Mercado, Laura Bravo

On Memorial Day, we are reminded that the meaning of “home” extends far beyond the work we do in real estate and lending.

The concept of “home” is rooted in something far deeper—the sacrifice of those who gave their lives in service to our country, making the freedoms we experience every day possible.

Today, we pause in reflection, gratitude, and remembrance of their service and sacrifice.

In observance of Memorial Day, our office will be closed on Monday. We will resume normal business hours on Tuesday.

If you have an urgent matter or need assistance, please reach out to [email protected] in advance so we can ensure proper support and coverage.

We appreciate your understanding and wish everyone a safe and meaningful

Recent FHFA data reflects continued stabilization in home price growth trends.

As the market moves toward a more balanced pace, consistency and precision in ex*****on become increasingly important.

FHFA House Price Index® | FHFA The FHFA House Price Index® (FHFA HPI®) is a comprehensive​ collection of publicly available house price indexes that measure changes in single-family home values based on data that extend back to the mid-1970s from all 50 states and over 400 American cities.

Inventory trends continue to play a defining role in today’s housing market.

As supply gradually shifts, we continue to see its direct impact on contract activity, buyer behavior, and transaction timelines.

Residential real estate data library Get the latest real estate data and statistics by zip code, county, metro, state and the U.S. broken down by property type, price tiers, house size, and number of bedrooms.

Mortgage rates, as reported in the latest Freddie Mac Primary Mortgage Market Survey, continue to reflect a market that is steady, but still structurally complex.

While recent weeks have shown modest fluctuations, rates remain elevated compared to historical norms, reinforcing a broader environment where precision, preparation, and clear ex*****on matter at every stage of the transaction.

In conditions like these, small shifts in pricing and timing can have meaningful downstream impacts on contract structure, underwriting outcomes, and closing certainty.

As the market continues to normalize, we remain focused on what has always been most important: clarity in process, consistency in ex*****on, and confidence through every step of the transaction.

Mortgage Rates The 30 year fixed rate mortgage averaged 6.37% this week. Recent data points to slightly better conditions for buyers with a boost in new-home sales, median new-home prices being down to their lowest level since July 2021, and higher inventory than in recent years. Together, these trends could modes...

The Houston Mortgage Bankers Association Annual Golf Tournament today didn’t disappoint—great golf, great company, and a Cinco de Mayo vibe that made it even more fun. What more can you ask for?

This event is always a highlight for us!

Laura Bravo, Ivonne Dominguez, Chantal Froehlich, GRI, CIPS, TACS Candidate, Juliana Brock

Jessie Ruckel dove deep into UAD 3.6 at the Greater Houston Association of Mortgage Professionals (GHAMP), revealing how upcoming standards will transform the lending workflow. Insightful, practical, and essential for anyone navigating the evolving industry landscape!

Thank you, Jessie Ruckel!

Texas Mortgage Bankers Association110th Annual Convention in Austin is just around the corner, and we’re excited! Don’t miss us at Booth #8 – We hope to see you there!

Scott Valby, Brad Luo, Jennifer Davis, and Karen Johnston

Compliance isn’t a seasonal event—it is the structural integrity of your lending process.

As we observe Fair Housing Month, we are reminded that equity in lending is built on more than just good intentions; it is built on precise data and disciplined documentation.

In an industry where change is the only constant, Gregg & Valby remains a steady partner. As your document preparation, review, and fulfillment provider, our role is to ensure every loan package meets the highest professional standard of regulatory rigor.

Whether through our specialized fulfillment services or our proprietary GVDocs technology, we provide the steady counsel needed to safeguard your company’s integrity. We believe true "fulfillment" means delivering excellence and peace of mind alongside every closing package.

Let’s connect today: [email protected]

Gregg & Valby, LLP Our team recognizes that daily interaction and clear communication between our attorneys and staff and your employees is crucial for us to reach our common goals. The responsibility and privilege of our Client Services representatives is to maintain and nourish the bond between our two companies - a...