McKinney Insurance Agency

We would love to get feedback from our clients!!! Let us know your thoughts. 😍

Don't go uninsured. Letting your homeowners insurance policy lapse, especially for more than a 30 day period, causes you to be ineligible with most carriers! The more detrimental thing is having a claim and NO coverage.

Avoid the summer time blues by getting us to shop your insurance for you!

Make sure you understand your business protection thoroughly. We would love to walk you through the details of what all of these coverages include!

New homeowners, these helpful tips and info are for you! 😁

Friends and Family, if you are thinking about filing a claim, please consider the cost of repair and whether or not using insurance is a good idea. If the repair cost is less than or only slightly above your deductible, filing a claim doesn’t make financial sense because your insurance company would pay little or nothing.

For example, with a $1,000 deductible:

$800 damage → insurer pays $0
$1,200 damage → insurer pays about $200
$1,500 damage → insurer pays about $500

Even when the payout is technically above the deductible, many people still avoid small claims because:

a. Claims can affect future premiums.
b. Multiple small claims can hurt insurability.
c. The net benefit may be minor.

It is always a wise option to find a contractor to give you a quote on repairs, and that should give you a better informed decision!!

Our McKinney Insurance website has a brand new look! Check it out: https://mckinneyinsuranceagency.net/

Feel free to share this, Friends and Family. We love to help whomever you might refer.

Insurance Agency In Houston, Texas | McKinney Insurance McKinney Insurance in Houston offers auto, home, life & commercial coverage. Friendly service, fast quotes & trusted experts to save you more.

Funerals alone cost more than 10K, not to mention all of the expenses your family must now cover without your income. Don't bury your loved ones in debt. Buy life insurance from us! 😍

Gotta make a living somehow.