Wise Insurance

🇺🇸 Memorial Day 🇺🇸
In observance of Memorial Day, we honor and remember the brave heroes who made the ultimate sacrifice for our freedom.
Wishing everyone a safe, peaceful, and meaningful holiday weekend.

🚨 IMPORTANT UPDATE FOR TEXAS RESIDENTS
❗ Baylor Scott & White Health Plan will STOP offering:
📅 Medicaid: August 2026 (~125,000 affected)
📅 ACA Marketplace: End of 2026 (~100,000 affected)

⚠️ If you have this plan:
• You may lose your current coverage
• You’ll need to choose a new plan
• Your doctors and hospitals may change

✅ Plan ahead to avoid gaps in coverage
We can help you:
✔ Understand your options
✔ Compare new plans
✔ Stay covered without interruption
📞 Contact us for a free consultation
👉 Prepare early = less stress later

🚨 IMPORTANT UPDATE: CIGNA LEAVING ACA IN 2027
❗ The Cigna Group will exit the ACA (Obamacare) Marketplace in 2027
👥 Affecting about 369,000 members

⚠️ What this means for you:
• You may need to switch to a new plan
• Your doctor may no longer be in-network
• Your benefits and costs may change

✅ Don’t wait until the last minute
We can help you:
✔ Review your current plan
✔ Compare better options
✔ Keep your doctors if possible

📞 Free consultation – no pressure
👉 This isn’t just insurance
👉 It’s peace of mind for your family

Choosing between Attained-Age and Issue-Age Medigap plans?

On the surface, it may seem like a small detail. But how a plan is priced can have a real impact on what you pay, not just today, but for years to come.
Attained Age plans typically start based on your current age and increase as you get older. Issue-Age plans are based on your age at enrollment, which means your premium does not increase simply because you age.
So what does that mean for you?
One option may look more affordable today. The other may offer more predictability and long-term stability. This is where many people make costly mistakes. They focus on the immediate price without fully understanding how that decision may affect them 5, 10, or even 20 years down the road.
At Wise Insurance, we believe Medicare decisions should not be rushed or based on short-term thinking. They should be made with clarity, education, and a long-term strategy in mind. The right plan is not just about what you can afford today. It is about what will continue to protect you in the future.
Thousands of beneficiaries have used our guidance to learn:
• How Medicare really works
• Common mistakes to avoid
• Cost structures and long-term considerations
• How to choose coverage that fits their situation
If you are preparing for Medicare, take the time to understand your options. It can make all the difference.
Wise Insurance
Clarity today. Confidence tomorrow.

Ambetter is expanding access to care in Texas.
Starting April 1, 2026, Harris County Hospital System is now in-network for Ambetter Premier and Solutions plans—giving members more options across the Houston area.
If you need help verifying providers or reviewing coverage, we’re here to help.