Carla Stephens Realtor
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As a native Houstonian, I have a wide knowledge of the greater Houston metro real estate market.
Exactly! 🫶🏾🙏🏾
Right! 🫶🏾🙏🏾
11/12/2025
Government shutdown got you worried about buying your dream home?
Here’s what’s actually happening right now (no fluff, just facts):
INTEREST RATES: Rates dropped to their lowest levels in over a year. 30-year fixed is around 6.17%. Why? When shutdowns happen, investors move money into Treasury bonds for safety, which pushes mortgage rates down. Better
GOVERNMENT-BACKED LOANS: FHA and VA loans are still processing, but with skeleton crews. Expect delays.
USDA loans? Completely halted. No new commitments can be issued during shutdown. CBS News
Conventional loans are moving normally though.
FLOOD INSURANCE: NFIP (National Flood Insurance Program) is closed. That’s 3,600 closings per day worth $1.6 billion stuck in limbo. No flood cert = no closing.
FEDERAL EMPLOYEES: Fannie and Freddie now require federal workers to show at least 2 months cash reserves. They’re worried about missed paychecks.
WHAT THIS MEANS FOR YOU:
FHA/VA/USDA buyers? You’ll face delays.
In a flood zone? Get private flood insurance now or your closing disappears.
Using conventional? Honestly, this might be your window. Rates are dropping while everyone else waits.
Look, the market doesn’t stop because of politics. Your home purchase still matters. Just know what you’re walking into based on your loan type.
Follow for more real talk on navigating today’s market 👈
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
11/11/2025
Today, we pause to honor the brave men and women who have served our country — and our Houston community. Your courage, sacrifice, and dedication inspire us every day to build stronger homes, neighborhoods, and futures. 🏡💙
From my heart to yours — thank you for your service.
Happy Veterans Day!
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
11/10/2025
November means the Holiday Season is here, Houston! ✨🎁
From festive cocktails and rooftop movie nights to creative workshops and the iconic Thanksgiving Day Parade — there’s so much to see, sip, and celebrate this month! 🥂🎬🎨
Here’s your ultimate November bucket list:
1️⃣ Holiday Cocktails & Mocktails at Holly Jolly 🍸
2️⃣ A Classic Christmas Experience 🎅
3️⃣ Holiday Rooftop Movies in Uptown 🎥
4️⃣ Houston Ballet Nutcracker Market 🩰
5️⃣ 76th Thanksgiving Day Parade (Nov 27) 🦃
6️⃣ Improv Comedy Shows 😂
7️⃣ Sushi, Macarons & Dumplings Classes 🍣🥟
8️⃣ Cozy Rug Tufting Workshop 🧶
Make the most of the season — Houston’s got your holiday fun covered!
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
11/04/2025
🏡 Thinking of buying new construction? Don’t go it alone!
A REALTOR® is your secret weapon from blueprint to closing day. ✨
Here’s why having one by your side matters:
1️⃣ They represent you, not the builder.
2️⃣ Help you navigate contracts & upgrades.
3️⃣ Negotiate incentives you didn’t know you could get.
4️⃣ Spot red flags & recommend trusted pros.
5️⃣ Keep your dream home on track — stress-free!
💬 Let’s talk before you visit that model home — your best advocate should be with you from day one.
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
11/03/2025
Hey Houston — Hello, November! 🤠
New month, new listings, and fresh goals. Let’s find the home that feels just right for you this season. 💛
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
10/31/2025
⭐ “Helping clients find their dream home is what I love most! Grateful for another kind review and the trust to guide them through every step of the process. 🏡💛
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
10/30/2025
Thinking of selling your home this Fall? 🍁 Now’s the time to take advantage of motivated buyers and a cozy seasonal market. Let’s talk strategy and get your home ready to shine this season! 🏡📞
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
10/23/2025
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
10/21/2025
Keys in hand and smiles all around! 🔑 Another dream home delivered — so proud to help my clients start this exciting new chapter.
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
10/16/2025
🥕 This or That: Farmer’s Market 🌾 or Grocery Store 🛒?
Where do you love to shop for your fresh finds? Tell me below! 👇
Carla Stephens, Realtor®️
📞713-203-9342
📧[email protected]
🖥️Carlastephens.remax.com
“Your Expert Realtor Concierge”
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