Sherea Spiller

Inbox me for questions.

🏡 Buying a Home With Bad Credit? Read This 👀

Step 1: Call me and say,
“Since you just schooled me… I want you as my Realtor.” ☎️😉

Step 2: Fix that credit with a pro. Glow-up loading… ✨💳

Step 3: Call me again.
Yes. Again. Because you said you would and say, “you’re hired!”😌

Step 4: Get pre-approved (my lender or yours). ✅

Step 5: House shop like it’s a candy store 🍭🏠

BOOM 💥
Keys. Dream home. New chapter.

Bad credit is a detour, not a dead end.
Let’s do this the smart way. 🔑🏡

Renters be like: “$2,000 rent isn’t that bad.”
Meanwhile… it’s literally more than a mortgage 😭

You’re paying someone else’s house off and building zero equity.

The wild part? With today’s incentives, some renters can buy for less than their rent 👀

✔️ 580+ credit (the higher the better!)
✔️ 2 years of income
✔️ Down payment assistance available

You don’t have to be ready, just informed.
DM me “OPTIONS” and let my lender run the numbers 🏡💻

Before COVID, the average home in Texas was around $250,000 with interest rates below 4%. Today, that same home is closer to $350,000, with rates around 6%. 💸💰

This isn’t a phase, this is the new Texas market. We’re not New York or California yet, but we’re no longer the “cheap Texas” everyone remembers.🏘️

I’ve helped families buy before and after the shift. The ones who waited are now trying to catch up. Prices historically go up, not down and they will rise again.🪜⬆️

If you keep waiting, homeownership may move further out of reach. Programs are available right now.⏳⏱️

📱Contact me and I’ll connect you with my preferred lender to discuss available programs and options.

Did you know that…👇🏾
🗣️ FHA Loan Program:
580 Credit Score
No Income Limits
No Area Restrictions
1-4 Unit Properties
(DTI) Debt to Income Ratio up to 56.99%
It would be wise to jump on this NOW! Inbox me if you’re interested in buying a home. 🏠

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