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If your mortgage payment changes after the first year, it usually is not your interest rate changing.

Most of the time it is your escrow account adjusting.

Your monthly payment includes more than the loan. It also includes property taxes and homeowners insurance. Those two items can change every year.

When taxes or insurance go up, the escrow account adjusts to cover the difference. That can raise the payment even though the loan itself stayed the same.

This catches a lot of homeowners off guard the first time.

What actually helps:

Property Taxes
File your Texas Homestead Exemption and protest your value if it increases. That can reduce the tax portion of your payment.

Insurance
Shop your homeowners insurance every couple of years. Premiums move around a lot and many homeowners overpay simply because they never check.

Completely normal situation. Just one of those things nobody explains clearly when you buy your first home.

BUYER'S Intrest rates finally drop under 6% for the 1st time in 3 years! NOW IS THE TIME to make that MOVE!

How's a new home for the Holidays sound? This one has it all for the one who likes to entertain. Drop by tomorrow and check it out for yourself!

📍1514 Buchans Dr.
Spring,Tx. 77386

🗓 Saturday November 29th

⏱️ 2-4 PM

Happy Thanksgiving from my family to yours! As we recognize the abundance of blessings in our lives may this day be a time of joy with loved ones. I'm grateful for the opportunity to be able to provide expert assistance to clients during significant milestones in their life. Wishing you all a Happy Thanksgiving!

Are you searching for property in Roman Forest? I may have the ideal lot you are looking for! Take advantage of recent Price Reduction!

17645 Galaxy Boulevard, New Caney, TX 77357 - HAR.com For Sale: 17645 Galaxy Boulevard, New Caney, TX 77357 ∙ $70,000 ∙ 0.46 Acres Lot, Lots ∙ View more.

The U.S. housing market will finally turn the corner in 2026, with a double-digit increase in home sales supporting a 4% increase in home prices, according to new predictions from the National Association of Realtors®.

“Next year is really the year that we will see a measurable increase in sales,” Yun said on Friday at a NAR conference in Houston. “Home prices nationwide are in no danger of declining.”

Any of Ya'll interested?

The iconic house from 1982's “Poltergeist” is now available on Airbnb for $800+ per night, featuring preserved retro interiors, static-broadcasting TV, and the infamous clown doll.

Located in Simi Valley (not fictional “Cuesta Verde”), the four-bedroom property sleeps eight guests and includes a skeleton-free pool and hot tub.

Special amenities include “custom curated experiences” like static-lit portraits, movie screenings, and nights that feel “watched.”

The house previously hosted Ghost Adventures and went on the market last year, exciting horror fans who can now conduct their own paranormal investigations in the Freeling family home.