HIPac Financial

If you've inherited an IRA, withdrawal rules and taxes depend on your relationship and whether the account is a Roth IRA or a traditional IRA.

Inherited IRA Rules, Beneficiary Distributions - NerdWallet An inherited IRA is an account for someone inherits an IRA or retirement plan from a deceased owner. Special rules exist for spouses and other beneficiaries.

2026 tax season is coming up: Here’s what you need to know

2026 tax season is coming up: Here’s what you need to know Tax season officially begins on Monday, Jan. 26, when the IRS starts accepting and processing 2025 federal tax returns.

The minimum savings needed to retire at 65 in every U.S. state—it’s over $2 million in Hawaii. Here’s a look the minimum amount of savings needed to retire at 65 in each state.

The minimum savings needed to retire at 65 in every U.S. state—it's over $2 million in Hawaii The estimated savings needed to retire at 65 varies by nearly $1.5 million from state to state, driven largely by differences in housing costs.

It’s an incredible honor to once again be recognized as one of the leading financial professionals in the nation by Forbes America’s Top Financial Security Professionals.

Being a 4-time recipient of this prestigious acknowledgment fills me with gratitude and pride. I remain deeply thankful to my clients and colleagues, whose trust and collaboration make this achievement possible.

Learn more about the list and the ranking methodology here https://www.forbes.com/lists/best-in-state-financial-security-professionals/

Are you concerned about imposters selling forged records for deed transfers or other property documents in your name? You can now opt-in for notifications from the Bureau of Conveyance, when key words or your name appears on newly recorded documents in the State of Hawaii. For more info visit:

Property Watch “Property Watch” Registration The Bureau of Conveyances is launching a new online service for customers to receive emailed notifications when a specified name is noted as a party in a […]

SCHOLARSHIP OPPORTUNITY! APPLY BEFORE AUGUST 25, 2025.

New York Life and their partners are excited to offer scholarship opportunities to high school juniors and seniors. Scholarships ranging from $10,000 - $20,000 are available. To apply, register at the link below, have your student play the interactive financial education modules, and complete the scholarship application (including a short essay).

Register here: http://scholarship.nylsponsorships.com/game/home?gameId=G085

Bonus: If your child isn’t a junior or senior yet, students age 13+ can still access the game, learn personal finance basics, and win prizes—all at no cost.

This is more than a scholarship. It’s an opportunity to build financial confidence and prepare for what’s next.

The Fed has indicated that interest rates aren't coming down just yet. Here's some suggestions for how to make the most of higher-for-longer interest rates.

3 key money moves to consider while the Fed keeps interest rates higher The Fed has indicated that interest rates aren't coming down just yet. Here's how to make the most of where we stand.