Done Wright Financial Solutions

Just because your spouse owes money doesn't automatically imply you owe it too. But if you are a cosigner of credit or a loan with your spouse, you are both individually and jointly liable for repaying that obligation.

If your debt is sold to a collection agency, our advice is to negotiate with it to resolve the debt. However, if you are not comfortable dealing with collection agencies, it cannot hurt to ask the lender to take back the debt and work with you.

Did you know that the average price of a home in the U.S. did not exceed $50,000 until 1977, when the average price was $54,2000 Just 7 years earlier, the average was not quite half of that amount - $26,600.

It all depends on YOU. My clients typically see results within 45 days. With no limits on disputes, you can see a totally different credit profile within months. Stop wasting time and schedule your consultation today!

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What is a charge-off? It is when a lender gives up on collecting a debt from you. A charge off is not good, as it appears on your credit report. However, you can still take steps to resolve it and have it removed.

Before you list your home with a realtor, take a moment to think about what you are getting yourself into. You will have a real estate agent or realtor; there are buyers’ agents; banks and other lending institutions; and countless others who will have their fingers in this pie. Working directly with a home buying company cuts out all the drains on your home’s equity.

Did you know that debt can be a good thing? For as long as the debt has low interest rates and brings you long term benefits, then this is something you should undertake. Some examples of good debt are student loans, housing loans and car loans.

If you are getting a divorce, the home can become a sticking point, especially if neither party is interested in keeping it. To save yourself the headache of waiting for a sale and then going through a new set of negotiations, we can buy the building immediately to help make the transitional process a bit easier.

Pre-bankruptcy credit counseling and pre-discharge debtor education are both required of those filing for bankruptcy. Pre-credit counseling takes place prior to filing for bankruptcy while debtor education takes place afterwards.

It’s important to remember that allowing the bank to foreclose on your home doesn’t have to be your only option. Even when you live in a sluggish real estate market, a home buying company may still be able to move quickly enough to finalize the deal before the bank forecloses.