Bryte Home Loans
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Are you ready to make your future bryte? Here to help you with your homeownership goals. Some might say I have a contagious energy for the Mortgage Industry.
Bryan Black | NMLS109582, MLO-109582 | Licensed in WA
Bryte Home Loans | a division of Canopy Mortgage, LLC #1359687 | Bryte Home Loan Team NMLS AZ #0934501, CA #CA-DBO77202, Nevada 4271, Oregon, Corporate license#: ML-5379
Licensed in AZ, CA, OR, TN and WA
Equal Housing Opportunity
Licensed under the Oregon Consumer Finance Act
Licensed by the Department of Financial Protection and Innovatio
06/25/2026
🎉 Congratulations to Tricia Reece and the clients she recently helped fund! 🏡
Another strong month helping families achieve the dream of homeownership. We are proud to have you on the Bryte team, Tricia!
Looking for an awesome loan officer? Reach out to Tricia today!
NMLS #1958465
📱 360.509.1044
📧 [email protected]
🏡 Licensed in Arizona, Tennessee, and Washington
06/22/2026
Meet Kym Porreca NMLS 178117 👋🏼
We're proud to have Kym Porreca as part of the Bryte Home Loans team.
Since 1990, Kym has been helping Pacific Northwest families achieve their homeownership and financial goals. Known for her hands-on approach, industry knowledge, and problem-solving mindset, Kym has helped countless homeowners navigate the mortgage process with confidence.
Kym is passionate about mortgage planning and believes that the right loan can be a powerful financial tool. Through ongoing education, strong community relationships, and a commitment to staying current with market trends, she continues to provide exceptional service to her clients.
If you're looking for an experienced mortgage professional who is dedicated to helping you reach your goals, Kym is ready to help.
We're proud to have you on the Bryte team, Kym!
06/19/2026
✨ Ready to make your future Bryte? ✨
Let's start a conversation.
06/17/2026
🎉 Rachel Skifstad did it again! 🏡
Another happy homeowner!
Rachel is dedicated to guiding her clients through the mortgage process with clear communication, expert advice, and a commitment to finding the right financing solution for their unique needs.
Looking for a loan officer who is committed to you and your goals? Reach out to Rachel today!
NMLS #1099317
📧 [email protected]
🏡 Licensed in Washington
🎥 Welcome to our new Tuesday Truths series!
❌ Myth: You need 20% down to buy a home.
✅ Truth: Many buyers qualify for a home with much less down.
One of the biggest misconceptions about homeownership is that you need to save 20% of the purchase price before you can buy. While putting 20% down may make sense for some buyers, it is far from the only option.
Depending on your situation, there are loan programs that may allow for much lower down payments, helping buyers get into a home sooner than they thought possible.
The best part? Every buyer's situation is different, which is why it is important to explore your options and find the loan program that fits your goals.
🏡 Thinking about buying but not sure where to start? Let's have a conversation.
Follow along for more Tuesday Truths!
06/15/2026
Thinking about renovating your home but not sure how to fund the project?
If you've built equity in your home, it may be a valuable resource. Homeowners often use options like a Home Equity Line of Credit (HELOC) or other equity-based financing solutions to help pay for renovations and improvements.
Whether you're dreaming of a kitchen remodel, updating a bathroom, adding living space, or tackling long overdue projects, your home's equity may help make those plans a reality.
Every situation is different, and the right option depends on your goals, budget, and financial picture.
Curious about how you can use your home equity to renovate your home? Let's explore your options!
06/12/2026
Congratulations to Meika Hall, NMLS 1278077 - Bryte Home Loans and her client on a successful VA loan closing!
Helping our veterans and military families achieve the dream of homeownership is always something we are proud to be a part of.
With Memorial Day recently behind us and Independence Day just around the corner, we are reminded of the sacrifices made by those who have served our country. Supporting veterans through the home financing process is one small way we can help give back.
Thank you to the brave men and women who have served, and congratulations to Meika and her client on this exciting milestone.
We are proud to have you on the Bryte team, Meika! ❤️🤍💙
06/11/2026
Your future is bright with Bryte Home Loans 💡
Whether you're dreaming about your first home, planning your next move, exploring a refinance, or simply curious about your options, it all starts with a conversation.
At Bryte Home Loans, we believe home financing should feel exciting, not overwhelming. That's why our team is here to answer questions, explain your options, and help you navigate the process with confidence.
Ready to take the first step? Visit our website, meet our team, and see how we can help make your homeownership goals a reality.
💻 www.BryteHomeLoans.com
We can't wait to be part of your journey home. 🏡✨
📊 The numbers are in, and our May Top Producer is Megan Higgs! 🎉🏡
Megan had an incredible month helping multiple families achieve their homeownership goals through a variety of loan programs and financing solutions.
Whether it was a first-time homebuyer, a move-up buyer, or a unique financing scenario, Megan's dedication to finding the right loan for each client's situation helped make homeownership possible for many families this month.
Congratulations, Megan, on an amazing May! We are proud to have you on the Bryte team and can't wait to see what you accomplish next. 👏🏡
06/08/2026
One of the biggest factors lenders consider is your debt to income ratio, often called DTI.
This is the percentage of your monthly income that goes toward debt payments.
Common monthly debts may include:
- Car payments
- Student loans
- Credit card minimum payments
- Personal loans
- Existing mortgage payments
Even if you have a strong income, high monthly debt can impact how much home you comfortably qualify for.
The good news is that there are many loan programs available, each with different guidelines, which means there may be more flexibility than you realize.
If you have questions about your debt-to-income ratio, or any other questions about getting pre-approved for a mortgage, click learn more.
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Telephone
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Address
5727 Baker Way NW, Suite 102
Gig Harbor, WA
98332
Opening Hours
| Monday | 8:30am - 5pm |
| Tuesday | 8:30am - 5pm |
| Wednesday | 8:30am - 5pm |
| Thursday | 8:30am - 5pm |
| Friday | 8:30am - 5pm |