First State Bank

First State Bank

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Chartered in 1905, First State Bank is the oldest state bank in Texas that continues to deliver innovative technology and exceptional customer service.

Member FDIC. Equal Housing Lender. NMLS #416695 First State Bank is a customer-centric, relationship missioned community bank that has been serving North Texas for more than a century. Chartered in 1905, FSB is the oldest state bank in Texas that continues to deliver exceptional customer service. We are proud to offer our customers a wide range of personal and business banking services both online through digital banking and in person at our branches in Collin, Cooke, Denton, Grayson, Montague and Wise Counties. Stop by anytime and allow us to show you why we are First in Texas.

09/18/2026

Enola is looking for treats, toys & unlimited play time in her employee benefits package. 😂🐾
What would your dream office perk be? Drop your comments down below!

🐶

09/18/2026

🏆 #24 in the nation.
When you bank with us, you trust us with more than your money. You trust us with your personal and financial information, too.
We're proud to share that First State Bank was ranked #24 on Forbes' list of America's Most Cybersecure Banks, recognizing just 50 banks nationwide.
For a community bank that's been serving generations of customers, this national recognition means a lot. As banking continues to evolve, so does our responsibility to help protect the customers, businesses and communities who trust us every day.

Read more about the recognition and what it means for our customers: https://na2.hubs.ly/H07Vtx_0

Photos from First State Bank's post 09/17/2026

You’ve probably seen the headlines: the Fed moved rates by 25 basis points.
But does that mean mortgage rates automatically increase by 0.25%?
No — and that’s an important distinction.

👉 Swipe through for a mortgage example that puts .25% interest rate into dollars.

The biggest takeaway? Don’t make a homebuying decision based on a headline. Talk with a First State Bank Mortgage Advisor and let’s run the numbers for your specific situation.

Example is for educational purposes only and reflects principal and interest. It is not a rate quote or offer to lend. Actual rates, APRs, payments and qualification may vary.

Connect With Your Local Mortgage Advisor Here: 🔗https://na2.hubs.ly/H07V4Sw0

William Hale- Mortgage Advisor NMLS #2176689
Stephanie Clark Mortgage Lender NMLS #231125
Cory Smith, First State Bank, NMLS # 1813080
Cammi Twiner Mortgage Advisor NMLS #2571991
Keely Mick Mortgage Advisor NMLS #1737814

09/17/2026

Throwback Thursday!

We've handed out a lot of First State Bank goodies over the years...and we have a feeling some of them are still out there. 👀

So, we want to know: What's your favorite First State Bank promo item you remember getting? A coffee mug? Coin bank? Something we've completely forgotten about?

Even better, if you still have it, snap a photo and drop it in the comments! 📸

We'd love to see how far back we can go. Who has the oldest piece of First State Bank history hiding at home?

09/16/2026

What's the difference between APR and APY?

They sound similar, but they mean different things! Kourtney breaks down what each means and why they matter.

🚗Our Drive Forward Auto Loan Special is going on now for 2025 or newer vehicles, with terms available up to 84 months!

Ready to hit the road? Learn more about the special and apply today:
https://na2.hubs.ly/H07T10M0

Member FDIC. Equal Housing Lender.

09/15/2026

Our Downtown Gainesville Branch is hosting a community blood drive on Friday, October 2nd. We'd love for you to stop by!

📅 Friday, October 2nd
🕛 11:00 AM - 3:00 PM
📍 801 E. California St Gainesville, TX 76240

Book your appointment here: https://na2.hubs.ly/H07R6KT0

Photos from First State Bank's post 09/14/2026

Our Sherman Team was honored to fire up the grill and cook for the Boys & Girls Club of Sherman as they celebrated 60 years of supporting local youth. 🙌🏼

Thank you for allowing us to be a part of your celebration! ❤️

09/12/2026

North Texas Giving Day is coming up, and we know there are incredible organizations doing great things in the communities we call home. We want to hear about them!

Tag a nonprofit that's making a difference in YOUR community.

Maybe it's an organization you support every year, one that has personally impacted your family, or simply a local nonprofit you think deserves more recognition.

Let's use the comments to shine a little extra light on the people and organizations doing good across North Texas.

09/11/2026

Today marks 25 years since the tragic events of September 11, 2001.

Today, we pause to remember the lives lost and pay tribute to the incredible heroes who showed us the meaning of courage.

09/10/2026

Interest rate vs. APR What’s the difference?

They may look similar, but they tell you different things. Kourtney breaks down what each means and why it matters when you’re comparing loan options.

🚗 And speaking of auto loans… our Drive Forward Auto Loan Special is going on now for 2025 or newer vehicles, with terms available up to 84 months!

Ready to hit the road? Learn more about the special and apply today:
https://na2.hubs.ly/H07KS2G0
Member FDIC. Equal Housing Lender.

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Address


Gainesville, TX
76240-76241

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 12pm