ROC Financial Group

If you or your business are needing to save money on health care, you should check out this zoom today. (Link in first comment)

Impact Health Sharing saved our family over $1k per month on healthcare, with a LOWER deductible, and no network.

Since then, they now allow you to off-set your deductible based on other expenses you have to keep yourself healthy...up to $100 per month. Buying vitamins/supplements? Paying for a gym membership? Doing hormone therapy? Upload the receipt and they will credit $100 per month toward your deductible.

Starting October 1st, they will also be offering a Dental/Vision program. Details are being discussed today on the zoom.

🚀 I'd love to pay you a $500+ Referral Bonus! 💰

Know a company with 50+ employees? Help us introduce them to our No Net Cost Preventative Wellness Program and reap the rewards! 🌟

Here’s why they’ll love it:

🔹 Top-notch Preventative Wellness Program

FREE Telehealth & 37 no-cost prescriptions through the pharmacy program

🔹 Big Savings for Employers

$500 - $700 savings in F**A taxes per employee per year

🔹 Boost in Employee Take-Home Pay

$100 - $150 increase in take-home pay per employee per month!
All of this comes at No Net Cost to the Employer!

Refer a company today and let's make wellness work for everyone. 💼➡️🏥

Super excited to be on the Home Servive Happy Hour livestream/podcast tomorrow with Dan Platta. We going to be talking about health care, and I’m sure some other stuff too. Would love to have you join us tomorrow at 8pm CST! Home Service Happy Hour

So many sheep and not enough Shepards.

New personal record tonight hanging out with my peers at The Breakaway League.

Wonder why your insurance premiums continue to go up each year? When the ACA (Affordable Care Act) was made law it limited the the profit an insurance company could make to 20% of the total premiums collected.

So how does an insurance company grow their revenue? The HAVE to increase the premiums they are collecting. The other side of that is that it incentivizes providers to continue to increase the amount they bill for services.

When you’re ready to get off the hamster wheel, and move to a health care company that truly cares about your well being…hit me up, we can help.

For anyone following along on the passive income journey. To date I am participating in three platforms, and one fund.

Platform #1 is paying 1.5% per day. It's paid me $75 per day for the last 19 days....7 days per week.

Platform #2 is paying 2.0% per day and will grow to 3.5% per day over time. It has paid for the last 4 days and earned me $560 thus far. I am currently compounding here, so my money will double in 36 days.

Platform #3 leverages an AI Bot to invest in the stock market and has a 223-day track record. I have averaged about 1.6% over the last 4 days.

We also participate in a fund that pays 3% per month and generates $9,000 per month passively for us.

All this to say....there are ways to create and benefit from passive income. Do you need to be smart about it?? Yes. Can it be hugely beneficial....YES!

We share all of these plus more in our investment club, Wealth Vault Investors.

Happy to engage if you would like more info!

Look at this…this is just one powerful example of how our healthcare company reprices bills. They took a client's bill in our organization from $22,000 all the way down to $1,100. This is just one example of many. This is premium healthcare at an extremely affordable rate. Get your free quote today!!

ROC Financial Group is thrilled to be a sponsor of Ken Joslin's CREATE Conference!

CREATE is a faith-based conference for entrepreneurs, and is packed with inspirational leaders from all walks of life. You do not want to miss this event in Dallas, July 26th - 28th.

Go here for tickets: https://rfr.bz/f6f7y3k

Starting out the week on our leadership call with Ken Joslin, talking about how to become the best version of ourselves.

Just because it didn't go your way, doesn't mean it didn't go God's way. -

Is a Roth IRA better than Cash Value Life Insurance?

It’s a good question. Here is the first thing you need to be aware of….the Internal Revenue Service demands that a 1099 be issued whenever any distribution is taken. A 1099 is the tax form that the government collects to make sure they know how much income you have received in a given year.

Here is the second, and maybe bigger question. “WHY” is the government demanding a 1099 on a Roth IRA when accumulation and distributions are supposed to be tax exempt and have no impact on Social Security, federal or state taxes?

Maybe it has to do with the government ‘keeping their options open’. There are conversations going on in Congress right now about making Roth distributions subject to off-setting Social Security income or allowing states to impose an income tax. This is not in law right now, it is being discussed.

So when you think about is a Roth better than life insurance you need to know that Senator Roth copied the life insurance code almost verbatim to create the Roth IRA. However, what he did is put restrictions on how much you could put in, qualification restrictions, accumulation restrictions, distribution restrictions…all of these caveats that go with the Roth that make it more complicated than life insurance.

With a properly designed Cash Value Life Insurance policy, there is no maximum contribution according to the government. There is no income tax due in the distribution strategy we employ here at Roc Financial Group. It accumulates exempt from taxation, it’s paid out exempt from taxation, and it is transferred to our beneficiaries exempt from income taxation.

Doe a Roth provide all of those benefits? No.

Is a Roth IRA better than other ‘qualified plans’? Yes.

Is a Roth better than a properly designed Cash Value Life Insurance Policy? You decide.