USB Insurance Solutions

🚪 Released from Incarceration & Special Enrollment Period (SEP)

Did you know that being released from incarceration may qualify you for a Special Enrollment Period (SEP), allowing eligible individuals to enroll in Marketplace Health Insurance outside of Open Enrollment?

This is another common qualifying life event to be aware of.

💡 Insurance doesn't have to be confusing. Together, we'll make it simple, one topic at a time.

Medicaid Determination & Special Enrollment Period (SEP)

Did you know that a Medicaid determination may qualify you for a Special Enrollment Period (SEP), allowing eligible individuals to enroll in Marketplace Health Insurance outside of Open Enrollment?

This is another common qualifying life event to be aware of.

💡 Insurance doesn't have to be confusing. Together, we'll make it simple, one topic at a time.

🚚 Moving & Special Enrollment Period (SEP)

Did you know that moving alone doesn't automatically qualify you for a Special Enrollment Period?
In many situations, you must also meet additional Marketplace requirements, such as having had qualifying health insurance before your move.

Every situation is different, so it's important to understand the rules before assuming you qualify.

💡 Insurance doesn't have to be confusing. Together, we'll make it simple, one topic at a time.

Family Changes & Special Enrollment Periods (SEP)

Did you know that certain family changes may allow you to enroll in Marketplace Health Insurance outside of Open Enrollment?
In this video, I cover three common situations that may qualify: 👰 Marriage 👶 Birth, Adoption, or Foster Care 💔 Divorce (when it results in the loss of health coverage)

Remember, not every life event automatically qualifies for a Special Enrollment Period, and every situation should be reviewed individually.

💡 Insurance doesn't have to be confusing. Together, we'll make it simple, one topic at a time.

Special Enrollment Period | Loss of Coverage

Lost your health insurance? You may have options.

In this episode of Insurance Made Simple, I share three common examples of qualifying loss of health coverage that may allow you to enroll outside of Open Enrollment.

Can I still enroll in Marketplace Health Insurance after Open Enrollment ends?"

That's one of the most common questions I hear as a licensed insurance agent.
The answer isn't always a simple yes or no.

Many people think they're out of luck once Open Enrollment ends, but there are situations that may allow you to enroll at other times during the year.

Not every situation qualifies, and understanding the rules can make all the difference.
In this series,

I'll explain the most common Special Enrollment Periods one by one in simple, easy-to-understand language.
Follow along so you don't miss the next video!

💬 Have you ever been told you had to wait until Open Enrollment? Let me know in the comments.
Short Version (Perfect for TikTok & IG)

Did you know you may still qualify for Marketplace Health Insurance even if Open Enrollment is over?

One of the most overlooked ways to qualify for a Special Enrollment Period is through a Medicaid denial letter.

If you applied for Medicaid and were denied, don't throw that letter away! It may allow you to enroll in an ACA Marketplace health insurance plan outside of Open Enrollment.

Every situation is different, but if you've recently received a Medicaid denial letter and aren't sure what your options are, I'd be happy to help you review them.

📞 Call or Text: 832-732-3334
🌐 usb.agency

Licensed in: TX • AZ • NC • SC • FL • MI

Hablamos Español.

Every now and then, something happens that reminds me exactly why I chose this career.

Helping individuals and families protect what matters most isn't just my job—it's a privilege. Whether it's helping someone find the right health coverage or making sure a family has Final Expense protection in place, knowing I've made a difference is incredibly rewarding.

Thank you to everyone who has trusted me to help guide you through important insurance decisions. Your confidence means more than you know.

📞 Call or Text: 832-732-3334
🌐 usb.agency

Licensed in: TX • AZ • NC • SC • FL • MI

Hablamos Español.

There's always something new to learn in the insurance industry, and continuing education is one of the best ways to better serve our clients.

I had the opportunity to attend the Lincoln Heritage Annual Meeting, where agents came together to learn, grow, and stay informed about the latest updates in Final Expense Life Insurance.

Events like these help us continue providing families with knowledgeable guidance and exceptional service.
Thank you, Lincoln Heritage, for investing in your agents and helping us better serve the communities we work with every day.

📞 Call or Text: 832-732-3334
🌐 usb.agency

Licensed in: TX • AZ • NC • SC • FL • MI

Hablamos Español.