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What you should know earlier about Finances. What is available today that could help put you in a be

09/13/2026

That Old 401(k) You Forgot About Is Still At Risk

Description:
If you left a job years ago, there's a good chance you still have an old 401(k) sitting there — fully exposed to the market, with no one reviewing it. In this video I break down why that matters and what to check before deciding what to do with it. Comment ROLLOVER and I'll send you the checklist I use with clients before moving any old 401(k) or IRA.

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09/10/2026

Three Questions Before Rolling Over Your 401(k) We discuss three critical questions to ask before rolling over an old 401(k): whether you're giving up unique benefits like protected income or low-cost funds, the actual terms and fees of the new account, and whether the move aligns with your income timeline. We emphasize checking these factors to avoid costly mistakes.

09/06/2026

Why Accumulation and Distribution Require Different Strategies

09/05/2026

We talk about sequence of return risk and how a market drop early in retirement can devastate your savings, even if you start with the same amount as someone else. We cover three ways to protect against it: keeping a cash buffer, switching to non-market-linked savings, and using a wealth plan with guaranteed lifetime income. We highlight a little-known strategy that offers growth potential, market protection, and even income for health conditions later in life. Quincy Harris Sammy Franco

08/19/2026

Is Google Ra@ist? Look what I found! What does it say about race and Life Insurance?

08/15/2026

Americans are rolling over their accounts from 401ks, IRS, CDs, money in the bank, by the Billions every quarter.

08/06/2026

My son is 22. Still living at home. I told him rent starts next month — $400.

He looked at me like I’d betrayed him.
“I thought family didn’t charge family.”
Here’s the thing. I’m not doing this because I need the money. I’m doing it because in two years he’s going to move out into a world where nobody cares that he’s my son. Landlords won’t discount him. Utility companies won’t understand him “budget.”

$400 now, while I’m still here to catch him if he falls short, teaches him more than one more year of free rent ever will.

Some of my friends think I’m being cold. Some think I waited too long.

So — is charging your adult kid rent tough love, or is it just… mean?

08/05/2026

What are your thoughts about chemically infusing Starbucks drinks and other foods or social media influence on our bodies?

08/04/2026

Received this from a friend today. Thoughts?

08/03/2026

What are your thoughts about this persons perspective?

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