Homes With Patience

Homes With Patience

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Homes With Patience, Estate agent, 5280 Corporate Drive C150, Frederick, MD.

Helping military families, first-time buyers & investors buy and sell homes in 📍Frederick & Montgomery County MD + 📍Jacksonville & New Bern NC with expert guidance, local insight & support from start to finish 🇺🇸✨
📲 (609) 498-2880 @homeswithpatience

239 Shallowbag Bay Lane, Jacksonville, NC 28546 06/18/2026

🏡 BETTER THAN NEW CONSTRUCTION! 🏡

Looking for a move-in ready home close to Camp Lejeune? Welcome to 239 Shallowbag Bay Lane in Jacksonville, NC!

✨ 3 Bedrooms
✨ 2.5 Bathrooms
✨ Fully Fenced Backyard
✨ No City Taxes
✨ Less Than 10 Minutes to Camp Lejeune
✨ Washer & Dryer Convey
✨ Spacious Walk-In Closet
✨ Open Concept Floor Plan
✨ Like-New Appliances

This beautiful townhome offers the best of both worlds: county living with the convenience of being just 15 to 20 minutes from shopping, dining, and entertainment. Natural light pours throughout the home, creating a bright and welcoming atmosphere from the moment you walk in.

The spacious primary suite features a jaw-dropping walk-in closet, dual vanities, and a private bathroom you’ll love. Outside, enjoy peaceful evenings on the back porch and a fully fenced backyard perfect for pets, entertaining, or simply relaxing.

Move-in ready and meticulously maintained, this home is truly one you don’t want to miss!

📍239 Shallowbag Bay Lane, Jacksonville, NC 28546

📩 Message me for more information or to schedule your private showing!

Patience Swamotz
(609) 498-2880
Real Estate Agent
Keller Williams Realty

239 Shallowbag Bay Lane, Jacksonville, NC 28546

06/17/2026

Some weeks just remind me why I love what I do. ❤️

This week, I had the privilege of helping a first time home buyer become a homeowner with $0 down payment and only $258 brought to the closing table. Watching someone achieve a goal they once thought was out of reach never gets old.

And while we were celebrating one success, I was also helping my seller prepare their home for the market with some light staging to help it shine for buyers. I cannot wait for you all to see this one when it goes live!

Need a GREAT realtor? Book a free consultation here 👉 https://calendly.com/patienceswamotz/30-minute-selling-consultation?month=2026-06

Whether it’s helping buyers take that first step or helping sellers maximize their home’s potential, I am grateful to be part of these milestones every single day.

Patience Swamotz
609.498.2880
Realtor
KW Innovate | KW Realty Centre

06/15/2026

Buying a home doesn’t automatically build wealth and that’s a misconception many people assume.

The real financial advantage of homeownership comes from the equity you build over time and how you use it to grow your net worth.

That’s why buying the right property is important.
Your home should be working for you, not becoming a financial burden.

Real estate remains one of the most powerful wealth building tools available, but success comes from making smart buying decisions, managing your investment wisely, holding when it makes sense, and selling when the timing is right.

If you’re looking to buy, sell, or invest in Maryland, DC, or North Carolina, send me a DM or book a free consultation 👉 https://calendly.com/patienceswamotz/30-minute-selling-consultation?month=2026-06

Patience Swamotz
(609) 498-2880
Realtor
KW Innovate | KW Realty Centre

06/12/2026

💥What if I told you my first time homebuyer purchased this home with $0 down using a USDA loan and only had to bring $258 to the closing table? 🤯
Yep, you read that right.
And it gets even better… her monthly mortgage payment is actually less than what she was paying in rent.
Instead of paying a landlord every month, she’s now building equity, creating long term wealth, and investing in her own future.
Homeownership isn’t always as far out of reach as people think. Sometimes all it takes is having the right team to guide you there. 🏡✨I LOVE THIS FOR HER

Special thanks to Mike Alberico with Mortgage Advisors for being amazing to work with as always and being on top of things. No delays, just straight ex*****on. 🙌 Interested in buying with 0 down payment? Let’s connect

If you’re looking to buy sell or invest in MD, NC, or DC, book a free consultation here 👉 https://calendly.com/patienceswamotz/30-minute-selling-consultation?month=2026-06

Patience Swamotz
Realtor
(609) 498-2880
KW Innovate

06/05/2026

Social media: “Just buy a duplex with FHA, live in one unit for a year, rent out the other, repeat and become rich.”

Reality: It’s not that simple. 😅

There are lending guidelines that many of those viral videos conveniently leave out. Before you build your investment strategy around a 30-second reel, make sure you understand the rules.

Real estate can absolutely help you build wealth, but it’s not as cut and dry as the misinformation surrounding it.

If you’re looking to buy, sell, or invest in Maryland, DC, or North Carolina, comment below, send me a DM, or book a free consultation using the link below. I’d love to help you create a strategy that actually works for your goals.

🏡 Let’s connect! Book a free consultation 👉 https://calendly.com/patienceswamotz/30-minute-selling-consultation?month=2026-06

Follow for more real estate tips!

📍 Maryland | DC | North Carolina
Patience Swamotz, REALTOR®
(609) 498-2880
KW Innovate | KW Realty Centre

Finding the “right” realtor determines how well the process goes or how far left you end up.

Pay attention to how they communicate.
Do they educate you or pressure you?
Do they take time to understand your situation?
Do they actually listen?
Do they make you feel informed and confident throughout the process?

Confidence in real estate isn’t pretending to know everything. It’s acknowledging that you may not have all the answers at that moment but dedicated to discovering it and genuinely caring about the people you serve.

And honestly… trust your instincts too. Your body will often tell you when someone truly has your best interest at heart.

Buying a home is one of the biggest financial decisions you’ll make. Choose someone who treats it that way.

Full video now up on YouTube 🎥

If you’re looking to buy, sell or invest, send me a DM or comment below 

Serving 📍 Maryland 📍 DC 📍 North Carolina 

Brokered by KW Innovate | KW Realty Centre
(609) 498-2880

#frederickmd #mdrealtor #dcrealtor 06/04/2026

Finding the “right” realtor determines how well the process goes or how far left you end up.

Pay attention to how they communicate.
Do they educate you or pressure you?
Do they take time to understand your situation?
Do they actually listen?
Do they make you feel informed and confident throughout the process?

Confidence in real estate isn’t pretending to know everything. It’s acknowledging that you may not have all the answers at that moment but dedicated to discovering it and genuinely caring about the people you serve.

And honestly… trust your instincts too. Your body will often tell you when someone truly has your best interest at heart.

Buying a home is one of the biggest financial decisions you’ll make. Choose someone who treats it that way.

Full video now up on YouTube 🎥 https://youtu.be/Qgn0dNGGQGY?si=3w_z5Q-kgzGBXo0Z

If you’re looking to buy, sell or invest, send me a DM or comment below

Serving 📍 Maryland 📍 DC 📍 North Carolina

Brokered by KW Innovate | KW Realty Centre
(609) 498-2880

Finding the “right” realtor determines how well the process goes or how far left you end up. Pay attention to how they communicate. Do they educate you or pressure you? Do they take time to understand your situation? Do they actually listen? Do they make you feel informed and confident throughout the process? Confidence in real estate isn’t pretending to know everything. It’s acknowledging that you may not have all the answers at that moment but dedicated to discovering it and genuinely caring about the people you serve. And honestly… trust your instincts too. Your body will often tell you when someone truly has your best interest at heart. Buying a home is one of the biggest financial decisions you’ll make. Choose someone who treats it that way. Full video now up on YouTube 🎥 If you’re looking to buy, sell or invest, send me a DM or comment below Serving 📍 Maryland 📍 DC 📍 North Carolina Brokered by KW Innovate | KW Realty Centre (609) 498-2880 #frederickmd #mdrealtor #dcrealtor

What Buyers NEED to Know About Repair Negotiations | Sellers Can’t Cut Corners 05/26/2026

Sellers cannot just hire anyone to complete repairs on a home. Repairs are expected to be completed in a good and workmanlike manner, and the property should not be left in worse condition than when you originally viewed it or went under contract.

This is information every home buyer should know before getting to the closing table.

If you’re thinking about buying or selling in Maryland, DC or North Carolina, I’d love to help guide you through the process.

https://youtube.com/shorts/91XUVXDIjPU?si=gQHstldLPu_NluMf

Please LIKE & SUBSCRIBE

Patience Swamotz
(609) 498-2880
Real Estate Agent
Brokered by: KW Innovate & KW Realty Centre

What Buyers NEED to Know About Repair Negotiations | Sellers Can’t Cut Corners Sellers cannot just hire anyone to complete negotiated repairs on a home. Repairs are expected to be completed in a good and workmanlike manner, and the prop...

Photos from Homes With Patience's post 05/15/2026

Investor purchase: My investor client provided me the numbers he needed to make it a profitable investment. I listened, we strategized and then executed 🎯. We closed at $20k under asking for this deal and the home was already move in ready. Can you say needle in a haystack?? 🤑🤑. I’m extremely grateful for clients who trust me to facilitate property acquisition for their investment portfolio. I understand investing, I under positive cash flow. I understand real estate strategies 😎

Sale of Primary: I’m so extremely happy that my sellers were able to close this chapter out on great terms. Satisfactory results = Satisfied clients

If you’re looking for a knowledgeable realtor to assist with your home purchase, list & sell your home or help increase your investment portfolio, I’d be happy to help!

Send me a DM or comment HOME below 👇

Serving 📍 MD, 📍 NC & 📍 DC

🌟 Book A Consultation Here 👉 https://patienceswamotz.kw.com

🌟 Read More Reviews Here 👉 https://www.google.com/search?ibp=gwp;0,7&q=Keller+Williams+Innovate:+Patience+Yei+Swamotz,+Realtor&ludocid=12249796187465622150&lsig=AB86z5WZS2Y_6pRHu6xVLzg053h0 =LocalPoiReviews

Patience Swamotz
Real Estate Agent
(609) 498-2880
KW Realty Centre | KW Innovate

05/14/2026

Military families, this is one of those things that can easily get overlooked during the home buying or selling process 👀

If you’re active duty and planning to use a POA (Power of Attorney) because you’ll be deployed, in the field, or unable to attend closing, make sure your spouse or trusted individual is prepared ahead of time.

Many people don’t realize that the closing attorney or title company may require an “Alive & Well” confirmation from Command before closing can move forward.

A little preparation now can help prevent delays later.

Save this post for future reference and share it with another active duty military family 🇺🇸

Serving 📍 MD📍 NC & 📍 DC

🌟 Book A Consultation Here 👉 https://patienceswamotz.kw.com

🌟 Read More Reviews Here 👉 https://www.google.com/search?ibp=gwp;0,7&q=Keller+Williams+Innovate:+Patience+Yei+Swamotz,+Realtor&ludocid=12249796187465622150&lsig=AB86z5WZS2Y_6pRHu6xVLzg053h0 =LocalPoiReviews

Patience Swamotz
Real Estate Agent
(609) 498-2880
KW Realty Centre | KW Innovate

Patience Swamotz
Realtor
(609) 498-2880
KW Realty Centre | KW Innovate

05/06/2026

A lot of buyers don’t realize this 👀

If you’re trying to qualify for a mortgage using TWO full time jobs, lenders typically want to see that you’ve been working both jobs consistently at the same time for at least 24 months.

If you’re shy of that two-year mark, the lender may default to using just ONE source of income rather than both when qualifying you for the loan.

That’s why talking to a lender early is so important. What you make on paper and what can actually be used for qualification can sometimes be two different things 🏡

Every scenario is different and some loan programs may allow exceptions, but consistency is huge in lending. Always make sure you know your numbers before falling in love with a home. My DM is open to All real estate questions

Patience Swamotz
Real Estate Agent
(609) 498-2880
KW Realty Centre | KW Innovate

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5280 Corporate Drive C150
Frederick, MD
21703