MaeKayla Carper - Realtor

I can get you to the end of your rainbow with your dream house waiting for you! ☘️🌈🏡

Stay safe this Thanksgiving. Enjoy all the pie and mash potatoes your heart can handle 🦃

🎅🎄Tis the season is almost upon us!🎄🤶

Although we still have turkey and stuffing to get through first, Christmas will be here before we know it! 🎁 I wanted to get the word out about my yearly Santa letters!

Keep your eyes on the look out in the next few weeks for more details and deadlines to get your kiddos a letter to add to the holiday spirit ❄️☃️

Making it happen one at a time! 🏡

😉 that says sold my friends! Lets get together and make something happen for you 🫶🏡

It's been a long road but got my first time buyers PENDING! 👏👏🎊

Wishing you a day of fun and endless dad jokes 🙌

What is a "cut appraisal"? Why didnt my house appraise for the price it was listed for?

Great questions! I'd love to elaborate. 😊

When you want to list your home for sale, the community around you determines your list price otherwise known as market value! Agents will pull what are called comps of recently sold houses around you, houses that are similar to yours and close to yours. Market value is merely what the public is willing to pay for that house 🏠👨‍👩‍👦‍👦

💵 Appraised value is what a professional believes its worth. Ordered by the lender during the buying process.

OH NO! 😬 The appraisal amount is less than the amount you offered to pay! (runs in psychotic circles).

That is called "cut" or "low" appraisal. A few things can happen. You can either:
- accept the low appraisal, agree to pay what you offered and pay the DIFFERENCE at closing. 😁
(i.e appraise value $100,000. Offer price of $110,000. You pay the $10k difference at closing)

- negotiate and see if seller will come down to appraisal amount and continue the deal. 👈

- or not agree and lose the deal which is no bueno for everyone! 👎

Cut appraisals can be stressful, all situations are different and require solutions that fit all parties. I believe in you and the aspiring transaction to make it to the closing table 🥳

Often times we find ourself wanting so much but not quite knowing where to start or how to get there.

Here are a few tips to help you work towards your money goals and that house you've had saved for awhile! Remember to give yourself some grace, saving in todays economy wont be easy but we can get there.

If you or someone you know needs help determining what one may need to save up, feel free to reach out, we can tackle the task together!

This is pretty much how it goes! 🏡

🙃👋